Formal & Mobile Money Savings Statistics in Germany (2026)
As of the 2021 data, 57.1% of adults in Germany saved at a formal financial institution or using a mobile money account, per World Bank Global Findex. Up from 55.4% in 2017 to 57.1% in 2021 (+1.8 percentage points). Germany ranks #13 of 46 economies in Europe & Central Asia on this measure, and #25 of 142 globally.
Key Statistics
- Latest value (2021)
- 57.1% (2021)
- Formal & Mobile Money Savings in Germany as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- +1.8 pp (2021)
- Up from 55.4% in 2017 to 57.1% in 2021 (+1.8 percentage points).
- Earliest value in this dataset (2011)
- 55.9% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 55.9% in 2011 to 57.1% in 2021.
- Peak value (2014)
- 57.9% (2014)
- Highest value in the available series; the 2021 value is 57.1%.
- Rank in Europe & Central Asia
- #13 of 46 (2021)
- Germany ranks 13 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #25 of 142 (2021)
- Germany ranks 25 of 142 countries with data globally.
- Europe & Central Asia average
- 41% (2021)
- Germany (57.1%) is above the average of 41% across the 46 countries in Europe & Central Asia with data.
- Saved at a bank or similar financial institution (% age 15+) (2021)
- 57.1% (2021)
- Related indicator from World Bank Global Findex.
- Internet use in Germany (2024)
- 93.5% (2024)
- 93.5% of the population in Germany used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 83.5 million (2024)
- Germany had a population of 83.5 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 57.1% | +1.8 pp |
| 2017 | 55.4% | −2.5 pp |
| 2014 | 57.9% | +2.0 pp |
| 2011 | 55.9% | — |
Frequently asked questions
What share of adults in Germany saved at a formal financial institution or using a mobile money account?
57.1% of adults in Germany saved at a formal financial institution or using a mobile money account in 2021, according to World Bank Global Findex data.
How has formal & mobile money savings in Germany changed over time?
World Bank Global Findex data show a rise from 55.9% in 2011 to 57.1% in 2021.
How does Germany compare with other countries in Europe & Central Asia?
Germany ranks 13 of 46 countries in Europe & Central Asia with data, with 57.1% versus a regional average of 41% (latest values per country).
Where does Germany rank globally on formal & mobile money savings?
Germany ranks 25 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a.17a1.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .