Wage Payments into Accounts Statistics in Germany (2026)
49.3% of adults in Germany received wage payments into an account in 2021, World Bank Global Findex data show. Down from 57.9% in 2017 to 49.3% in 2021 (−8.6 percentage points). Germany ranks #16 of 46 economies in Europe & Central Asia on this measure, and #26 of 140 globally.
Key Statistics
- Latest value (2021)
- 49.3% (2021)
- Wage Payments into Accounts in Germany as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- −8.6 pp (2021)
- Down from 57.9% in 2017 to 49.3% in 2021 (−8.6 percentage points).
- Earliest value in this dataset (2014)
- 47.2% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 47.2% in 2014 to 49.3% in 2021.
- Peak value (2017)
- 57.9% (2017)
- Highest value in the available series; the 2021 value is 49.3%.
- Rank in Europe & Central Asia
- #16 of 46 (2021)
- Germany ranks 16 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #26 of 140 (2021)
- Germany ranks 26 of 140 countries with data globally.
- Europe & Central Asia average
- 43.6% (2021)
- Germany (49.3%) is above the average of 43.6% across the 46 countries in Europe & Central Asia with data.
- Among women (2021)
- 45.9% (2021)
- Value for women in Germany, same 2021 World Bank Global Findex data.
- Among men (2021)
- 52.8% (2021)
- Value for men in Germany, same 2021 World Bank Global Findex data.
- Gender gap (women minus men)
- −6.9 pp (2021)
- In 2021, the figure was 45.9% for women and 52.8% for men — 6.9 percentage points lower among women.
- Internet use in Germany (2024)
- 93.5% (2024)
- 93.5% of the population in Germany used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 83.5 million (2024)
- Germany had a population of 83.5 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 49.3% | −8.6 pp |
| 2017 | 57.9% | +10.7 pp |
| 2014 | 47.2% | — |
Frequently asked questions
What share of adults in Germany received wage payments into an account?
49.3% of adults in Germany received wage payments into an account in 2021, according to World Bank Global Findex data.
Where does the wage payments into accounts data for Germany come from?
The data comes from the World Bank Global Findex (indicator fin32.acc). The latest observation for Germany is from 2021; the snapshot was retrieved on 2026-06-10.
How has wage payments into accounts in Germany changed over time?
World Bank Global Findex data show a rise from 47.2% in 2014 to 49.3% in 2021.
How does Germany compare with other countries in Europe & Central Asia?
Germany ranks 16 of 46 countries in Europe & Central Asia with data, with 49.3% versus a regional average of 43.6% (latest values per country).
Source & methodology
Source: World Bank Global Findex, indicator
fin32.acc, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .