Bank Depositors Statistics in Ghana (2026)
In 2022, commercial bank depositors in Ghana stood at 830.5 per 1,000 adults, according to World Bank World Development Indicators data. Up from 697.9 per 1,000 adults in 2021 to 830.5 per 1,000 adults in 2022. Ghana ranks #8 of 35 economies in Sub-Saharan Africa on this measure, and #52 of 95 globally.
Key Statistics
- Latest value (2022)
- 830.5 per 1,000 adults (2022)
- Bank Depositors in Ghana as of 2022, the most recent observation in World Bank World Development Indicators data.
- Change since 2021
- +19% (2022)
- Up from 697.9 per 1,000 adults in 2021 to 830.5 per 1,000 adults in 2022.
- CAGR 2005–2022
- +9.8% per year (2022)
- Compound annual growth rate from 169.5 per 1,000 adults in 2005 to 830.5 per 1,000 adults in 2022.
- Earliest value in this dataset (2005)
- 169.5 per 1,000 adults (2005)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 169.5 per 1,000 adults in 2005 to 830.5 per 1,000 adults in 2022.
- Record high (2022)
- 830.5 per 1,000 adults (2022)
- The 2022 value is the highest in the available World Bank World Development Indicators series for Ghana.
- Rank in Sub-Saharan Africa
- #8 of 35 (2022)
- Ghana ranks 8 of 35 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #52 of 95 (2022)
- Ghana ranks 52 of 95 countries with data globally.
- Sub-Saharan Africa average
- 534.5 per 1,000 adults (2022)
- Ghana (830.5 per 1,000 adults) is above the average of 534.5 per 1,000 adults across the 35 countries in Sub-Saharan Africa with data.
- Projected 2026 value
- 1,030.4 per 1,000 adults (2026)
- Projection based on 7-year trend (CAGR 5.5%); not an official figure.
- Number of depositors with commercial banks per 1,000 adults (2024)
- 786.2 per 1,000 adults (2024)
- Related indicator from IMF Financial Access Survey (alternative source for cross-checking; not merged with the main series).
- Internet use in Ghana (2024)
- 72.2% (2024)
- 72.2% of the population in Ghana used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 34.4 million (2024)
- Ghana had a population of 34.4 million in 2024 (World Bank); shown for scale only.
Trend, 2005–2022
| Year | per 1,000 adults | Change |
|---|---|---|
| 2022 | 830 | +19.0% |
| 2021 | 698 | −5.9% |
| 2020 | 741 | −0.6% |
| 2019 | 746 | +5.7% |
| 2018 | 706 | +18.1% |
| 2017 | 598 | +12.9% |
| 2016 | 529 | −7.0% |
| 2015 | 569 | +18.8% |
| 2014 | 479 | +9.9% |
| 2013 | 436 | +0.3% |
| 2012 | 435 | +31.7% |
| 2011 | 330 | +22.6% |
| 2010 | 269 | +4.4% |
| 2009 | 258 | +10.0% |
| 2008 | 235 | +12.3% |
| 2007 | 209 | +5.3% |
| 2006 | 198 | +17.0% |
| 2005 | 169 | — |
Frequently asked questions
What is the latest figure for commercial bank depositors in Ghana?
Commercial bank depositors in Ghana stood at 830.5 per 1,000 adults in 2022, according to World Bank World Development Indicators data.
What could bank depositors in Ghana look like in 2026?
A trend-based projection puts it at 1,030.4 per 1,000 adults in 2026. Projection based on 7-year trend (CAGR 5.5%); not an official figure.
How recent is the bank depositors data for Ghana?
The most recent observation is from 2022. World Bank World Development Indicators data is reported with a lag, so 2022 is the latest available year for Ghana.
Where does the bank depositors data for Ghana come from?
The data comes from the World Bank World Development Indicators (indicator FB.CBK.DPTR.P3). The latest observation for Ghana is from 2022; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank, World Development Indicators, indicator
FB.CBK.DPTR.P3, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .