Mobile Wage Payments Statistics in Ghana (2026)

According to World Bank Global Findex data, 15.6% of adults in Ghana received wage payments through a mobile phone in 2024. Up from 6% in 2021 to 15.6% in 2024 (+9.6 percentage points). Ghana ranks #4 of 36 economies in Sub-Saharan Africa on this measure, and #11 of 99 globally.

Key Statistics

Latest value (2024): 15.6% (2024); Mobile Wage Payments in Ghana as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021: +9.6 pp (2024); Up from 6% in 2021 to 15.6% in 2024 (+9.6 percentage points).
Earliest value in this dataset (2014): 0.6% (2014); Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 0.6% in 2014 to 15.6% in 2024.
Record high (2024): 15.6% (2024); The 2024 value is the highest in the available World Bank Global Findex series for Ghana.
Rank in Sub-Saharan Africa: #4 of 36 (2024); Ghana ranks 4 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
Global rank: #11 of 99 (2024); Ghana ranks 11 of 99 countries with data globally.
Sub-Saharan Africa average: 7.4% (2024); Ghana (15.6%) is above the average of 7.4% across the 36 countries in Sub-Saharan Africa with data.
Received wages: into an account (% age 15+) (2024): 23.4% (2024); Related indicator from World Bank Global Findex.
Internet use in Ghana (2024): 72.2% (2024); 72.2% of the population in Ghana used the internet in 2024 (World Bank); shown for context only.
Population (2024): 34.4 million (2024); Ghana had a population of 34.4 million in 2024 (World Bank); shown for scale only.

Trend, 2014–2024

Mobile Wage Payments in Ghana by year (% of adults (age 15+))
Year	% of adults (age 15+)	Change
2024	15.6%	+9.6 pp
2021	6%	−1.2 pp
2017	7.1%	+6.5 pp
2014	0.6%	—

Fig. 1 — Mobile Wage Payments in Ghana, 2014–2024

Frequently asked questions

What share of adults in Ghana received wage payments through a mobile phone?

15.6% of adults in Ghana received wage payments through a mobile phone in 2024, according to World Bank Global Findex data.

How recent is the mobile wage payments data for Ghana?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Ghana.

Where does the mobile wage payments data for Ghana come from?

The data comes from the World Bank Global Findex (indicator fin34b). The latest observation for Ghana is from 2024; the snapshot was retrieved on 2026-06-10.

How has mobile wage payments in Ghana changed over time?

World Bank Global Findex data show a rise from 0.6% in 2014 to 15.6% in 2024.

How does Ghana compare with other countries in Sub-Saharan Africa?

Ghana ranks 4 of 36 countries in Sub-Saharan Africa with data, with 15.6% versus a regional average of 7.4% (latest values per country).

Source & methodology

Source: World Bank Global Findex, indicator fin34b, retrieved 2026-06-10.

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated 2026-06-10.