Bank Interest Rate Spread Statistics in Guatemala (2026)
According to World Bank World Development Indicators data, the bank interest rate spread in Guatemala came to 7.5 percentage points in 2024. Down from 7.8 percentage points in 2023 to 7.5 percentage points in 2024 (−0.3 percentage points). Guatemala ranks #21 of 28 economies in Latin America & Caribbean on this measure, and #78 of 105 globally.
Key Statistics
- Latest value (2024)
- 7.5 percentage points (2024)
- Bank Interest Rate Spread in Guatemala as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2023
- −0.3 pp (2024)
- Down from 7.8 percentage points in 2023 to 7.5 percentage points in 2024 (−0.3 percentage points).
- Earliest value in this dataset (1997)
- 12.8 percentage points (1997)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 12.8 percentage points in 1997 to 7.5 percentage points in 2024.
- Peak value (1997)
- 12.8 percentage points (1997)
- Highest value in the available series; the 2024 value is 7.5 percentage points.
- Rank in Latin America & Caribbean (lower is better; rank 1 = lowest)
- #21 of 28 (2024)
- Guatemala ranks 21 of 28 countries in Latin America & Caribbean with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
- Global rank (lower is better; rank 1 = lowest)
- #78 of 105 (2024)
- Guatemala ranks 78 of 105 countries with data globally. Ranked ascending because lower values are better for this metric.
- Latin America & Caribbean average
- 7 percentage points (2024)
- Guatemala (7.5 percentage points) is above the average of 7 percentage points across the 28 countries in Latin America & Caribbean with data.
- Lending interest rate (%) (2024)
- 12.4% (2024)
- Related indicator from World Bank World Development Indicators.
- Deposit interest rate (%) (2024)
- 4.9% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in Guatemala (2024)
- 60.2% (2024)
- 60.2% of the population in Guatemala used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 18.4 million (2024)
- Guatemala had a population of 18.4 million in 2024 (World Bank); shown for scale only.
Trend, 1997–2024
| Year | percentage points | Change |
|---|---|---|
| 2024 | 7.5 | −3.8% |
| 2023 | 7.8 | −3.3% |
| 2022 | 8 | −0.4% |
| 2021 | 8.1 | +1.9% |
| 2020 | 7.9 | +2.1% |
| 2019 | 7.7 | −0.2% |
| 2018 | 7.8 | +0.9% |
| 2017 | 7.7 | +0.8% |
| 2016 | 7.6 | −1.7% |
| 2015 | 7.8 | −6.4% |
| 2014 | 8.3 | +1.8% |
| 2013 | 8.1 | −0.6% |
| 2012 | 8.2 | +0.1% |
| 2011 | 8.2 | +3.8% |
| 2010 | 7.9 | −4.6% |
| 2009 | 8.3 | −0.5% |
| 2008 | 8.3 | +3.0% |
| 2007 | 8.1 | −2.3% |
| 2006 | 8.3 | −4.9% |
| 2005 | 8.7 | −9.7% |
| 2004 | 9.6 | −5.6% |
| 2003 | 10.2 | +2.5% |
| 2002 | 9.9 | −2.5% |
| 2001 | 10.2 | −4.7% |
| 2000 | 10.7 | −7.3% |
| 1999 | 11.6 | +3.9% |
| 1998 | 11.1 | −13.2% |
| 1997 | 12.8 | — |
Frequently asked questions
What is the latest figure for bank interest rate spread in Guatemala?
The bank interest rate spread in Guatemala stood at 7.5 percentage points in 2024, according to World Bank World Development Indicators data.
How does Guatemala compare with other countries in Latin America & Caribbean?
Guatemala ranks 21 of 28 countries in Latin America & Caribbean with data (ranked ascending; lower is better), with 7.5 percentage points versus a regional average of 7 percentage points (latest values per country).
Where does Guatemala rank globally on bank interest rate spread?
Guatemala ranks 78 of 105 countries with data globally (ranked ascending; lower is better), based on the latest World Bank World Development Indicators value for each country.
When did bank interest rate spread in Guatemala peak?
The highest value in the available series was 12.8 percentage points in 1997; the latest (2024) value is 7.5 percentage points.
How recent is the bank interest rate spread data for Guatemala?
The most recent observation is from 2024. World Bank World Development Indicators data is reported with a lag, so 2024 is the latest available year for Guatemala.
Source & methodology
Source: World Bank, World Development Indicators, indicator
FR.INR.LNDP, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .