Digital Payment Adoption Statistics in Guatemala (2026)
In 2024, 22.6% of adults in Guatemala made or received a digital payment, according to World Bank Global Findex data. Down from 25.9% in 2022 to 22.6% in 2024 (−3.3 percentage points). Guatemala ranks #19 of 20 economies in Latin America & Caribbean on this measure, and #131 of 142 globally.
Key Statistics
- Latest value (2024)
- 22.6% (2024)
- Digital Payment Adoption in Guatemala as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2022
- −3.3 pp (2024)
- Down from 25.9% in 2022 to 22.6% in 2024 (−3.3 percentage points).
- Earliest value in this dataset (2014)
- 29% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 29% in 2014 to 22.6% in 2024.
- Peak value (2017)
- 33.3% (2017)
- Highest value in the available series; the 2024 value is 22.6%.
- Rank in Latin America & Caribbean
- #19 of 20 (2024)
- Guatemala ranks 19 of 20 countries in Latin America & Caribbean with data, based on each country's latest value.
- Global rank
- #131 of 142 (2024)
- Guatemala ranks 131 of 142 countries with data globally.
- Latin America & Caribbean average
- 51.2% (2024)
- Guatemala (22.6%) is below the average of 51.2% across the 20 countries in Latin America & Caribbean with data.
- Among women (2024)
- 18.4% (2024)
- Value for women in Guatemala, same 2024 World Bank Global Findex data.
- Among men (2024)
- 27.2% (2024)
- Value for men in Guatemala, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −8.8 pp (2024)
- In 2024, the figure was 18.4% for women and 27.2% for men — 8.8 percentage points lower among women.
- In rural areas (2024)
- 19.3% (2024)
- Value for rural residents of Guatemala in 2024.
- Rural gap vs national
- −3.3 pp (2024)
- Rural residents (19.3%) are 3.3 percentage points below the national figure (22.6%).
- Among the poorest 40% (2024)
- 16.1% (2024)
- Value for adults in the poorest 40% of households in Guatemala in 2024.
- Poorest-40% gap vs national
- −6.4 pp (2024)
- The poorest 40% (16.1%) are 6.4 percentage points below the national figure (22.6%).
- Made a digital payment (% age 15+) (2024)
- 17.2% (2024)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2024)
- 11.4% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Guatemala (2024)
- 60.2% (2024)
- 60.2% of the population in Guatemala used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 18.4 million (2024)
- Guatemala had a population of 18.4 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 22.6% | −3.3 pp |
| 2022 | 25.9% | −7.3 pp |
| 2017 | 33.3% | +4.3 pp |
| 2014 | 29% | — |
Frequently asked questions
What share of adults in Guatemala made or received a digital payment?
22.6% of adults in Guatemala made or received a digital payment in 2024, according to World Bank Global Findex data.
How recent is the digital payment adoption data for Guatemala?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Guatemala.
Where does the digital payment adoption data for Guatemala come from?
The data comes from the World Bank Global Findex (indicator g20.any). The latest observation for Guatemala is from 2024; the snapshot was retrieved on 2026-06-10.
How has digital payment adoption in Guatemala changed over time?
World Bank Global Findex data show a decline from 29% in 2014 to 22.6% in 2024.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .