Formal Savings Statistics in Guatemala (2026)
10.3% of adults in Guatemala saved at a formal financial institution in 2024, World Bank Global Findex data show. Down from 10.3% in 2022 to 10.3% in 2024 (−0.1 percentage points). Guatemala ranks #19 of 20 economies in Latin America & Caribbean on this measure, and #106 of 142 globally.
Key Statistics
- Latest value (2024)
- 10.3% (2024)
- Formal Savings in Guatemala as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2022
- −0.1 pp (2024)
- Down from 10.3% in 2022 to 10.3% in 2024 (−0.1 percentage points).
- Earliest value in this dataset (2011)
- 10.2% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 10.2% in 2011 to 10.3% in 2024.
- Peak value (2014)
- 15.1% (2014)
- Highest value in the available series; the 2024 value is 10.3%.
- Rank in Latin America & Caribbean
- #19 of 20 (2024)
- Guatemala ranks 19 of 20 countries in Latin America & Caribbean with data, based on each country's latest value.
- Global rank
- #106 of 142 (2024)
- Guatemala ranks 106 of 142 countries with data globally.
- Latin America & Caribbean average
- 21.3% (2024)
- Guatemala (10.3%) is below the average of 21.3% across the 20 countries in Latin America & Caribbean with data.
- Among women (2024)
- 8.8% (2024)
- Value for women in Guatemala, same 2024 World Bank Global Findex data.
- Among men (2024)
- 11.9% (2024)
- Value for men in Guatemala, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −3.2 pp (2024)
- In 2024, the figure was 8.8% for women and 11.9% for men — 3.2 percentage points lower among women.
- In rural areas (2024)
- 8% (2024)
- Value for rural residents of Guatemala in 2024.
- Rural gap vs national
- −2.3 pp (2024)
- Rural residents (8%) are 2.3 percentage points below the national figure (10.3%).
- Among the poorest 40% (2024)
- 5.5% (2024)
- Value for adults in the poorest 40% of households in Guatemala in 2024.
- Poorest-40% gap vs national
- −4.8 pp (2024)
- The poorest 40% (5.5%) are 4.8 percentage points below the national figure (10.3%).
- Internet use in Guatemala (2024)
- 60.2% (2024)
- 60.2% of the population in Guatemala used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 18.4 million (2024)
- Guatemala had a population of 18.4 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 10.3% | −0.1 pp |
| 2022 | 10.3% | −1.8 pp |
| 2017 | 12.1% | −3.0 pp |
| 2014 | 15.1% | +4.9 pp |
| 2011 | 10.2% | — |
Frequently asked questions
What share of adults in Guatemala saved at a formal financial institution?
10.3% of adults in Guatemala saved at a formal financial institution in 2024, according to World Bank Global Findex data.
Where does Guatemala rank globally on formal savings?
Guatemala ranks 106 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in formal savings in Guatemala?
Yes — in 2024 the figure was 8.8% for women and 11.9% for men, a gap of 3.2 percentage points in favor of men.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .