Lending Interest Rates Statistics in Guatemala (2026)
Guatemala recorded the average lending interest rate of 12.4% in 2024, World Bank World Development Indicators data show. Up from 12% in 2023 to 12.4% in 2024 (+0.4 percentage points). Guatemala ranks #20 of 29 economies in Latin America & Caribbean on this measure, and #77 of 112 globally.
Key Statistics
- Latest value (2024)
- 12.4% (2024)
- Lending Interest Rates in Guatemala as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2023
- +0.4 pp (2024)
- Up from 12% in 2023 to 12.4% in 2024 (+0.4 percentage points).
- Earliest value in this dataset (1997)
- 18.6% (1997)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 18.6% in 1997 to 12.4% in 2024.
- Peak value (2000)
- 20.9% (2000)
- Highest value in the available series; the 2024 value is 12.4%.
- Rank in Latin America & Caribbean (lower is better; rank 1 = lowest)
- #20 of 29 (2024)
- Guatemala ranks 20 of 29 countries in Latin America & Caribbean with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
- Global rank (lower is better; rank 1 = lowest)
- #77 of 112 (2024)
- Guatemala ranks 77 of 112 countries with data globally. Ranked ascending because lower values are better for this metric.
- Latin America & Caribbean average
- 12.6% (2024)
- Guatemala (12.4%) is below the average of 12.6% across the 29 countries in Latin America & Caribbean with data.
- Internet use in Guatemala (2024)
- 60.2% (2024)
- 60.2% of the population in Guatemala used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 18.4 million (2024)
- Guatemala had a population of 18.4 million in 2024 (World Bank); shown for scale only.
Trend, 1997–2024
| Year | % | Change |
|---|---|---|
| 2024 | 12.4% | +0.4 pp |
| 2023 | 12% | +0.0 pp |
| 2022 | 11.9% | −0.3 pp |
| 2021 | 12.2% | −0.3 pp |
| 2020 | 12.5% | −0.2 pp |
| 2019 | 12.7% | −0.2 pp |
| 2018 | 12.9% | −0.1 pp |
| 2017 | 13.1% | −0.0 pp |
| 2016 | 13.1% | −0.1 pp |
| 2015 | 13.2% | −0.5 pp |
| 2014 | 13.8% | +0.2 pp |
| 2013 | 13.6% | +0.1 pp |
| 2012 | 13.5% | +0.1 pp |
| 2011 | 13.4% | +0.1 pp |
| 2010 | 13.3% | −0.5 pp |
| 2009 | 13.8% | +0.5 pp |
| 2008 | 13.4% | +0.6 pp |
| 2007 | 12.8% | +0.1 pp |
| 2006 | 12.8% | −0.3 pp |
| 2005 | 13% | −0.8 pp |
| 2004 | 13.8% | −1.2 pp |
| 2003 | 15% | −1.9 pp |
| 2002 | 16.9% | −2.1 pp |
| 2001 | 19% | −1.9 pp |
| 2000 | 20.9% | +1.4 pp |
| 1999 | 19.5% | +2.9 pp |
| 1998 | 16.6% | −2.1 pp |
| 1997 | 18.6% | — |
Frequently asked questions
What is the latest figure for average lending interest rate in Guatemala?
The average lending interest rate in Guatemala stood at 12.4% in 2024, according to World Bank World Development Indicators data.
How has lending interest rates in Guatemala changed over time?
World Bank World Development Indicators data show a decline from 18.6% in 1997 to 12.4% in 2024.
How does Guatemala compare with other countries in Latin America & Caribbean?
Guatemala ranks 20 of 29 countries in Latin America & Caribbean with data (ranked ascending; lower is better), with 12.4% versus a regional average of 12.6% (latest values per country).
Where does Guatemala rank globally on lending interest rates?
Guatemala ranks 77 of 112 countries with data globally (ranked ascending; lower is better), based on the latest World Bank World Development Indicators value for each country.
Source & methodology
Source: World Bank, World Development Indicators, indicator
FR.INR.LEND, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .