Bank Account Ownership Statistics in Hong Kong (2026)
As of the 2024 data, 97.3% of adults in Hong Kong had an account at a bank or similar financial institution, per World Bank Global Findex. Down from 97.8% in 2021 to 97.3% in 2024 (−0.5 percentage points). Hong Kong ranks #6 of 16 economies in East Asia & Pacific on this measure, and #24 of 145 globally.
Key Statistics
- Latest value (2024)
- 97.3% (2024)
- Bank Account Ownership in Hong Kong as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −0.5 pp (2024)
- Down from 97.8% in 2021 to 97.3% in 2024 (−0.5 percentage points).
- Earliest value in this dataset (2011)
- 88.7% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 88.7% in 2011 to 97.3% in 2024.
- Peak value (2021)
- 97.8% (2021)
- Highest value in the available series; the 2024 value is 97.3%.
- Rank in East Asia & Pacific
- #6 of 16 (2024)
- Hong Kong ranks 6 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #24 of 145 (2024)
- Hong Kong ranks 24 of 145 countries with data globally.
- East Asia & Pacific average
- 76.2% (2024)
- Hong Kong (97.3%) is above the average of 76.2% across the 16 countries in East Asia & Pacific with data.
- Among women (2024)
- 96.8% (2024)
- Value for women in Hong Kong, same 2024 World Bank Global Findex data.
- Among men (2024)
- 98% (2024)
- Value for men in Hong Kong, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −1.2 pp (2024)
- In 2024, the figure was 96.8% for women and 98% for men — 1.2 percentage points lower among women.
- In rural areas (2024)
- 100% (2024)
- Value for rural residents of Hong Kong in 2024.
- Rural gap vs national
- +2.7 pp (2024)
- Rural residents (100%) are 2.7 percentage points above the national figure (97.3%).
- Among the poorest 40% (2024)
- 93.8% (2024)
- Value for adults in the poorest 40% of households in Hong Kong in 2024.
- Poorest-40% gap vs national
- −3.5 pp (2024)
- The poorest 40% (93.8%) are 3.5 percentage points below the national figure (97.3%).
- Internet use in Hong Kong (2024)
- 95.8% (2024)
- 95.8% of the population in Hong Kong used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 7.5 million (2024)
- Hong Kong had a population of 7.5 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 97.3% | −0.5 pp |
| 2021 | 97.8% | +2.5 pp |
| 2017 | 95.3% | −0.9 pp |
| 2014 | 96.1% | +7.5 pp |
| 2011 | 88.7% | — |
Frequently asked questions
What share of adults in Hong Kong had an account at a bank or similar financial institution?
97.3% of adults in Hong Kong had an account at a bank or similar financial institution in 2024, according to World Bank Global Findex data.
Is there a gender gap in bank account ownership in Hong Kong?
Yes — in 2024 the figure was 96.8% for women and 98% for men, a gap of 1.2 percentage points in favor of men.
When did bank account ownership in Hong Kong peak?
The highest value in the available series was 97.8% in 2021; the latest (2024) value is 97.3%.
How recent is the bank account ownership data for Hong Kong?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Hong Kong.
Where does the bank account ownership data for Hong Kong come from?
The data comes from the World Bank Global Findex (indicator fiaccount.t.d). The latest observation for Hong Kong is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
fiaccount.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .