Credit Card Ownership Statistics in Hong Kong (2026)
As of the 2021 data, 71.6% of adults in Hong Kong owned a credit card, per World Bank Global Findex. Up from 65.4% in 2017 to 71.6% in 2021 (+6.2 percentage points). Hong Kong ranks #1 of 16 economies in East Asia & Pacific on this measure, and #4 of 142 globally.
Key Statistics
- Latest value (2021)
- 71.6% (2021)
- Credit Card Ownership in Hong Kong as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- +6.2 pp (2021)
- Up from 65.4% in 2017 to 71.6% in 2021 (+6.2 percentage points).
- Earliest value in this dataset (2011)
- 58.1% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 58.1% in 2011 to 71.6% in 2021.
- Record high (2021)
- 71.6% (2021)
- The 2021 value is the highest in the available World Bank Global Findex series for Hong Kong.
- Rank in East Asia & Pacific
- #1 of 16 (2021)
- Hong Kong ranks 1 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #4 of 142 (2021)
- Hong Kong ranks 4 of 142 countries with data globally.
- East Asia & Pacific average
- 28.2% (2021)
- Hong Kong (71.6%) is above the average of 28.2% across the 16 countries in East Asia & Pacific with data.
- Among women (2021)
- 73.2% (2021)
- Value for women in Hong Kong, same 2021 World Bank Global Findex data.
- Among men (2021)
- 69.8% (2021)
- Value for men in Hong Kong, same 2021 World Bank Global Findex data.
- Gender gap (women minus men)
- +3.4 pp (2021)
- In 2021, the figure was 73.2% for women and 69.8% for men — 3.4 percentage points higher among women.
- Internet use in Hong Kong (2024)
- 95.8% (2024)
- 95.8% of the population in Hong Kong used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 7.5 million (2024)
- Hong Kong had a population of 7.5 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 71.6% | +6.2 pp |
| 2017 | 65.4% | +1.2 pp |
| 2014 | 64.3% | +6.2 pp |
| 2011 | 58.1% | — |
Frequently asked questions
What share of adults in Hong Kong owned a credit card?
71.6% of adults in Hong Kong owned a credit card in 2021, according to World Bank Global Findex data.
How has credit card ownership in Hong Kong changed over time?
World Bank Global Findex data show a rise from 58.1% in 2011 to 71.6% in 2021.
How does Hong Kong compare with other countries in East Asia & Pacific?
Hong Kong ranks 1 of 16 countries in East Asia & Pacific with data, with 71.6% versus a regional average of 28.2% (latest values per country).
Where does Hong Kong rank globally on credit card ownership?
Hong Kong ranks 4 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
fin10, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .