Account Ownership Statistics in Iceland (2026)
According to World Bank Global Findex data, 99.9% of adults in Iceland had an account at a financial institution or mobile money provider in 2024. Down from 100% in 2021 to 99.9% in 2024 (−0.1 percentage points). Iceland ranks #1 of 46 economies in Europe & Central Asia on this measure, and #1 of 145 globally.
Key Statistics
- Latest value (2024)
- 99.9% (2024)
- Account Ownership in Iceland as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −0.1 pp (2024)
- Down from 100% in 2021 to 99.9% in 2024 (−0.1 percentage points).
- Peak value (2021)
- 100% (2021)
- Highest value in the available series; the 2024 value is 99.9%.
- Rank in Europe & Central Asia
- #1 of 46 (2024)
- Iceland ranks 1 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #1 of 145 (2024)
- Iceland ranks 1 of 145 countries with data globally.
- Europe & Central Asia average
- 86.1% (2024)
- Iceland (99.9%) is above the average of 86.1% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 99.7% (2024)
- Value for women in Iceland, same 2024 World Bank Global Findex data.
- Among men (2024)
- 100% (2024)
- Value for men in Iceland, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −0.3 pp (2024)
- In 2024, the figure was 99.7% for women and 100% for men — 0.3 percentage points lower among women.
- In rural areas (2024)
- 99.8% (2024)
- Value for rural residents of Iceland in 2024.
- Rural gap vs national
- 0 pp (2024)
- Rural residents (99.8%) are essentially in line with the national figure (99.9%).
- Among the poorest 40% (2024)
- 100% (2024)
- Value for adults in the poorest 40% of households in Iceland in 2024.
- Poorest-40% gap vs national
- +0.1 pp (2024)
- The poorest 40% (100%) are 0.1 percentage points above the national figure (99.9%).
- Internet use in Iceland (2024)
- 98.2% (2024)
- 98.2% of the population in Iceland used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 386,506 (2024)
- Iceland had a population of 386,506 in 2024 (World Bank); shown for scale only.
Trend, 2021–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 99.9% | −0.1 pp |
| 2021 | 100% | — |
Frequently asked questions
What share of adults in Iceland had an account at a financial institution or mobile money provider?
99.9% of adults in Iceland had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
How recent is the account ownership data for Iceland?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Iceland.
Where does the account ownership data for Iceland come from?
The data comes from the World Bank Global Findex (indicator account.t.d). The latest observation for Iceland is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .