Bank Capital Adequacy Statistics in Iceland (2026)

According to World Bank World Development Indicators data, the bank capital to assets ratio in Iceland came to 13.7% of assets in 2023. Up from 13.5% in 2022 to 13.7% in 2023 (+0.2 percentage points). Iceland ranks #4 of 48 economies in Europe & Central Asia on this measure, and #12 of 143 globally.

Latest value (2023)
13.7% (2023)
Bank Capital Adequacy in Iceland as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2022
+0.2 pp (2023)
Up from 13.5% in 2022 to 13.7% in 2023 (+0.2 percentage points).
Earliest value in this dataset (2014)
19.9% (2014)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 19.9% in 2014 to 13.7% in 2023.
Peak value (2015)
20.5% (2015)
Highest value in the available series; the 2023 value is 13.7%.
Rank in Europe & Central Asia
#4 of 48 (2023)
Iceland ranks 4 of 48 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#12 of 143 (2023)
Iceland ranks 12 of 143 countries with data globally.
Europe & Central Asia average
8.8% (2023)
Iceland (13.7%) is above the average of 8.8% across the 48 countries in Europe & Central Asia with data.
Bank nonperforming loans to total gross loans (%) (2023)
1.6% (2023)
Related indicator from World Bank World Development Indicators.
Internet use in Iceland (2024)
98.2% (2024)
98.2% of the population in Iceland used the internet in 2024 (World Bank); shown for context only.
Population (2024)
386,506 (2024)
Iceland had a population of 386,506 in 2024 (World Bank); shown for scale only.
Bank Capital Adequacy in Iceland by year (% of assets)
Year % of assets Change
2023 13.7%+0.2 pp
2022 13.5%−1.3 pp
2021 14.7%−0.6 pp
2020 15.4%−0.1 pp
2019 15.4%−0.5 pp
2018 15.9%−1.8 pp
2017 17.7%−1.8 pp
2016 19.5%−0.9 pp
2015 20.5%+0.6 pp
2014 19.9%
Bank Capital Adequacy in Iceland, 2014–2023Line chart of 10 observations from 2014 to 2023. Values range from 13.5% to 20.5%; the series starts at 19.9% in 2014 and ends at 13.7% in 2023.12%14%16%18%20%22%2014201620182020202319.9%13.7%
Fig. 1 — Bank Capital Adequacy in Iceland, 2014–2023

Frequently asked questions

What is the latest figure for bank capital to assets ratio in Iceland?

The bank capital to assets ratio in Iceland stood at 13.7% of assets in 2023, according to World Bank World Development Indicators data.

How does Iceland compare with other countries in Europe & Central Asia?

Iceland ranks 4 of 48 countries in Europe & Central Asia with data, with 13.7% versus a regional average of 8.8% (latest values per country).

Where does Iceland rank globally on bank capital adequacy?

Iceland ranks 12 of 143 countries with data globally, based on the latest World Bank World Development Indicators value for each country.

When did bank capital adequacy in Iceland peak?

The highest value in the available series was 20.5% in 2015; the latest (2023) value is 13.7%.

How recent is the bank capital adequacy data for Iceland?

The most recent observation is from 2023. World Bank World Development Indicators data is reported with a lag, so 2023 is the latest available year for Iceland.

Source: World Bank, World Development Indicators, indicator FB.BNK.CAPA.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .