Business Investment Financing Statistics in India (2026)

56.1% of firms in India used banks to finance investment in 2022, World Bank World Development Indicators data show. Up from 30.3% in 2014 to 56.1% in 2022 (+25.8 percentage points). India ranks #1 of 6 economies in South Asia on this measure, and #6 of 144 globally.

Latest value (2022)
56.1% (2022)
Business Investment Financing in India as of 2022, the most recent observation in World Bank World Development Indicators data.
Change since 2014
+25.8 pp (2022)
Up from 30.3% in 2014 to 56.1% in 2022 (+25.8 percentage points).
Earliest value in this dataset (2006)
46.6% (2006)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 46.6% in 2006 to 56.1% in 2022.
Record high (2022)
56.1% (2022)
The 2022 value is the highest in the available World Bank World Development Indicators series for India.
Rank in South Asia
#1 of 6 (2022)
India ranks 1 of 6 countries in South Asia with data, based on each country's latest value.
Global rank
#6 of 144 (2022)
India ranks 6 of 144 countries with data globally.
South Asia average
29% (2022)
India (56.1%) is above the average of 29% across the 6 countries in South Asia with data.
Firms with a bank loan/line of credit (% of firms) (2022)
11.2% (2022)
Related indicator from World Bank World Development Indicators.
Internet use in India (2025)
70% (2025)
70% of the population in India used the internet in 2025 (World Bank); shown for context only.
Population (2024)
1.5 billion (2024)
India had a population of 1.5 billion in 2024 (World Bank); shown for scale only.
Business Investment Financing in India by year (% of firms)
Year % of firms Change
2022 56.1%+25.8 pp
2014 30.3%−16.3 pp
2006 46.6%
Business Investment Financing in India, 2006–2022Line chart of 3 observations from 2006 to 2022. Values range from 30.3% to 56.1%; the series starts at 46.6% in 2006 and ends at 56.1% in 2022.30%40%50%60%200620102015202246.6%56.1%
Fig. 1 — Business Investment Financing in India, 2006–2022

Frequently asked questions

What share of firms in India used banks to finance investment?

56.1% of firms in India used banks to finance investment in 2022, according to World Bank World Development Indicators data.

How recent is the business investment financing data for India?

The most recent observation is from 2022. World Bank World Development Indicators data is reported with a lag, so 2022 is the latest available year for India.

Where does the business investment financing data for India come from?

The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKS.ZS). The latest observation for India is from 2022; the snapshot was retrieved on 2026-06-10.

Source: World Bank, World Development Indicators, indicator IC.FRM.BNKS.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .