Debit Card Ownership Statistics in India (2026)
37.6% of adults in India owned a debit card in 2024, World Bank Global Findex data show. Up from 27.1% in 2021 to 37.6% in 2024 (+10.5 percentage points). India ranks #2 of 4 economies in South Asia on this measure, and #85 of 145 globally.
Key Statistics
- Latest value (2024)
- 37.6% (2024)
- Debit Card Ownership in India as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +10.5 pp (2024)
- Up from 27.1% in 2021 to 37.6% in 2024 (+10.5 percentage points).
- Earliest value in this dataset (2011)
- 8.4% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 8.4% in 2011 to 37.6% in 2024.
- Record high (2024)
- 37.6% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for India.
- Rank in South Asia
- #2 of 4 (2024)
- India ranks 2 of 4 countries in South Asia with data, based on each country's latest value.
- Global rank
- #85 of 145 (2024)
- India ranks 85 of 145 countries with data globally.
- South Asia average
- 26.3% (2024)
- India (37.6%) is above the average of 26.3% across the 4 countries in South Asia with data.
- Among women (2024)
- 29.8% (2024)
- Value for women in India, same 2024 World Bank Global Findex data.
- Among men (2024)
- 45.2% (2024)
- Value for men in India, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −15.4 pp (2024)
- In 2024, the figure was 29.8% for women and 45.2% for men — 15.4 percentage points lower among women.
- Internet use in India (2025)
- 70% (2025)
- 70% of the population in India used the internet in 2025 (World Bank); shown for context only.
- Population (2024)
- 1.5 billion (2024)
- India had a population of 1.5 billion in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 37.6% | +10.5 pp |
| 2021 | 27.1% | −5.7 pp |
| 2017 | 32.7% | +10.7 pp |
| 2014 | 22.1% | +13.7 pp |
| 2011 | 8.4% | — |
Frequently asked questions
What share of adults in India owned a debit card?
37.6% of adults in India owned a debit card in 2024, according to World Bank Global Findex data.
How has debit card ownership in India changed over time?
World Bank Global Findex data show a rise from 8.4% in 2011 to 37.6% in 2024.
How does India compare with other countries in South Asia?
India ranks 2 of 4 countries in South Asia with data, with 37.6% versus a regional average of 26.3% (latest values per country).
Where does India rank globally on debit card ownership?
India ranks 85 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
fin2.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .