Bank Interest Rate Spread Statistics in Indonesia (2026)
As of 2024, the bank interest rate spread in Indonesia was 3.4 percentage points, per World Bank World Development Indicators data. Down from 4.3 percentage points in 2023 to 3.4 percentage points in 2024 (−0.9 percentage points). Indonesia ranks #6 of 20 economies in East Asia & Pacific on this measure, and #27 of 105 globally.
Key Statistics
- Latest value (2024)
- 3.4 percentage points (2024)
- Bank Interest Rate Spread in Indonesia as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2023
- −0.9 pp (2024)
- Down from 4.3 percentage points in 2023 to 3.4 percentage points in 2024 (−0.9 percentage points).
- Earliest value in this dataset (1990)
- 3.3 percentage points (1990)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 3.3 percentage points in 1990 to 3.4 percentage points in 2024.
- Peak value (2004)
- 7.7 percentage points (2004)
- Highest value in the available series; the 2024 value is 3.4 percentage points.
- Rank in East Asia & Pacific (lower is better; rank 1 = lowest)
- #6 of 20 (2024)
- Indonesia ranks 6 of 20 countries in East Asia & Pacific with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
- Global rank (lower is better; rank 1 = lowest)
- #27 of 105 (2024)
- Indonesia ranks 27 of 105 countries with data globally. Ranked ascending because lower values are better for this metric.
- East Asia & Pacific average
- 5.8 percentage points (2024)
- Indonesia (3.4 percentage points) is below the average of 5.8 percentage points across the 20 countries in East Asia & Pacific with data.
- Lending interest rate (%) (2024)
- 8.8% (2024)
- Related indicator from World Bank World Development Indicators.
- Deposit interest rate (%) (2024)
- 5.4% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in Indonesia (2024)
- 72.8% (2024)
- 72.8% of the population in Indonesia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 283.5 million (2024)
- Indonesia had a population of 283.5 million in 2024 (World Bank); shown for scale only.
Trend, 1990–2024
| Year | percentage points | Change |
|---|---|---|
| 2024 | 3.4 | −21.5% |
| 2023 | 4.3 | −19.2% |
| 2022 | 5.3 | +1.0% |
| 2021 | 5.3 | +30.1% |
| 2020 | 4 | +9.9% |
| 2019 | 3.7 | −16.6% |
| 2018 | 4.4 | −3.2% |
| 2017 | 4.6 | −3.5% |
| 2016 | 4.7 | +9.2% |
| 2015 | 4.3 | +12.3% |
| 2014 | 3.9 | −28.6% |
| 2013 | 5.4 | −7.8% |
| 2012 | 5.8 | +6.9% |
| 2011 | 5.5 | −12.2% |
| 2010 | 6.2 | +19.4% |
| 2009 | 5.2 | +2.2% |
| 2008 | 5.1 | −13.3% |
| 2007 | 5.9 | +28.8% |
| 2006 | 4.6 | −23.5% |
| 2005 | 6 | −22.3% |
| 2004 | 7.7 | +21.1% |
| 2003 | 6.3 | +84.3% |
| 2002 | 3.4 | +12.3% |
| 2001 | 3.1 | −48.5% |
| 2000 | 6 | +209.2% |
| 1999 | 1.9 | +127.8% |
| 1998 | -6.9 | −483.3% |
| 1997 | 1.8 | −8.1% |
| 1996 | 2 | −8.1% |
| 1995 | 2.1 | −59.2% |
| 1994 | 5.2 | −13.5% |
| 1993 | 6 | +36.3% |
| 1992 | 4.4 | +99.9% |
| 1991 | 2.2 | −32.7% |
| 1990 | 3.3 | — |
Frequently asked questions
What is the latest figure for bank interest rate spread in Indonesia?
The bank interest rate spread in Indonesia stood at 3.4 percentage points in 2024, according to World Bank World Development Indicators data.
How recent is the bank interest rate spread data for Indonesia?
The most recent observation is from 2024. World Bank World Development Indicators data is reported with a lag, so 2024 is the latest available year for Indonesia.
Where does the bank interest rate spread data for Indonesia come from?
The data comes from the World Bank World Development Indicators (indicator FR.INR.LNDP). The latest observation for Indonesia is from 2024; the snapshot was retrieved on 2026-06-10.
How has bank interest rate spread in Indonesia changed over time?
World Bank World Development Indicators data show a rise from 3.3 percentage points in 1990 to 3.4 percentage points in 2024.
How does Indonesia compare with other countries in East Asia & Pacific?
Indonesia ranks 6 of 20 countries in East Asia & Pacific with data (ranked ascending; lower is better), with 3.4 percentage points versus a regional average of 5.8 percentage points (latest values per country).
Source & methodology
Source: World Bank, World Development Indicators, indicator
FR.INR.LNDP, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .