Debit Card Ownership Statistics in Indonesia (2026)

In 2024, 41.4% of adults in Indonesia owned a debit card, according to World Bank Global Findex data. Up from 35.1% in 2021 to 41.4% in 2024 (+6.3 percentage points). Indonesia ranks #12 of 16 economies in East Asia & Pacific on this measure, and #83 of 145 globally.

Latest value (2024)
41.4% (2024)
Debit Card Ownership in Indonesia as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
+6.3 pp (2024)
Up from 35.1% in 2021 to 41.4% in 2024 (+6.3 percentage points).
Earliest value in this dataset (2011)
10.5% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 10.5% in 2011 to 41.4% in 2024.
Record high (2024)
41.4% (2024)
The 2024 value is the highest in the available World Bank Global Findex series for Indonesia.
Rank in East Asia & Pacific
#12 of 16 (2024)
Indonesia ranks 12 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
Global rank
#83 of 145 (2024)
Indonesia ranks 83 of 145 countries with data globally.
East Asia & Pacific average
64.9% (2024)
Indonesia (41.4%) is below the average of 64.9% across the 16 countries in East Asia & Pacific with data.
Among women (2024)
42.6% (2024)
Value for women in Indonesia, same 2024 World Bank Global Findex data.
Among men (2024)
40.1% (2024)
Value for men in Indonesia, same 2024 World Bank Global Findex data.
Gender gap (women minus men)
+2.5 pp (2024)
In 2024, the figure was 42.6% for women and 40.1% for men — 2.5 percentage points higher among women.
Internet use in Indonesia (2024)
72.8% (2024)
72.8% of the population in Indonesia used the internet in 2024 (World Bank); shown for context only.
Population (2024)
283.5 million (2024)
Indonesia had a population of 283.5 million in 2024 (World Bank); shown for scale only.
Debit Card Ownership in Indonesia by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 41.4%+6.3 pp
2021 35.1%+4.3 pp
2017 30.8%+4.9 pp
2014 25.9%+15.4 pp
2011 10.5%
Debit Card Ownership in Indonesia, 2011–2024Line chart of 5 observations from 2011 to 2024. Values range from 10.5% to 41.4%; the series starts at 10.5% in 2011 and ends at 41.4% in 2024.10%20%30%40%50%201120152020202410.5%41.4%
Fig. 1 — Debit Card Ownership in Indonesia, 2011–2024

Frequently asked questions

What share of adults in Indonesia owned a debit card?

41.4% of adults in Indonesia owned a debit card in 2024, according to World Bank Global Findex data.

How does Indonesia compare with other countries in East Asia & Pacific?

Indonesia ranks 12 of 16 countries in East Asia & Pacific with data, with 41.4% versus a regional average of 64.9% (latest values per country).

Where does Indonesia rank globally on debit card ownership?

Indonesia ranks 83 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.

Is there a gender gap in debit card ownership in Indonesia?

Yes — in 2024 the figure was 42.6% for women and 40.1% for men, a gap of 2.5 percentage points in favor of women.

How recent is the debit card ownership data for Indonesia?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Indonesia.

Source: World Bank Global Findex, indicator fin2.t.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .