Deposit Interest Rates Statistics in Indonesia (2026)

As of 2024, the average deposit interest rate in Indonesia was 5.4%, per World Bank World Development Indicators data. Up from 4.6% in 2023 to 5.4% in 2024 (+0.8 percentage points). Indonesia ranks #4 of 22 economies in East Asia & Pacific on this measure, and #42 of 113 globally.

Latest value (2024)
5.4% (2024)
Deposit Interest Rates in Indonesia as of 2024, the most recent observation in World Bank World Development Indicators data.
Change since 2023
+0.8 pp (2024)
Up from 4.6% in 2023 to 5.4% in 2024 (+0.8 percentage points).
Earliest value in this dataset (1990)
17.5% (1990)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 17.5% in 1990 to 5.4% in 2024.
Peak value (1998)
39.1% (1998)
Highest value in the available series; the 2024 value is 5.4%.
Rank in East Asia & Pacific
#4 of 22 (2024)
Indonesia ranks 4 of 22 countries in East Asia & Pacific with data, based on each country's latest value.
Global rank
#42 of 113 (2024)
Indonesia ranks 42 of 113 countries with data globally.
East Asia & Pacific average
2.2% (2024)
Indonesia (5.4%) is above the average of 2.2% across the 22 countries in East Asia & Pacific with data.
Interest rate spread (lending rate minus deposit rate, %) (2024)
3.4% (2024)
Related indicator from World Bank World Development Indicators.
Internet use in Indonesia (2024)
72.8% (2024)
72.8% of the population in Indonesia used the internet in 2024 (World Bank); shown for context only.
Population (2024)
283.5 million (2024)
Indonesia had a population of 283.5 million in 2024 (World Bank); shown for scale only.
Deposit Interest Rates in Indonesia by year (%)
Year % Change
2024 5.4%+0.8 pp
2023 4.6%+1.4 pp
2022 3.2%−0.5 pp
2021 3.7%−1.8 pp
2020 5.5%−1.2 pp
2019 6.7%+0.6 pp
2018 6.1%−0.4 pp
2017 6.5%−0.6 pp
2016 7.2%−1.2 pp
2015 8.3%−0.4 pp
2014 8.8%+2.5 pp
2013 6.3%+0.3 pp
2012 5.9%−1.0 pp
2011 6.9%−0.1 pp
2010 7%−2.3 pp
2009 9.3%+0.8 pp
2008 8.5%+0.5 pp
2007 8%−3.4 pp
2006 11.4%+3.3 pp
2005 8.1%+1.6 pp
2004 6.4%−4.1 pp
2003 10.6%−4.9 pp
2002 15.5%+0.0 pp
2001 15.5%+3.0 pp
2000 12.5%−13.2 pp
1999 25.7%−13.3 pp
1998 39.1%+19.1 pp
1997 20%+2.8 pp
1996 17.3%+0.5 pp
1995 16.7%+4.2 pp
1994 12.5%−2.0 pp
1993 14.5%−5.1 pp
1992 19.6%−3.7 pp
1991 23.3%+5.8 pp
1990 17.5%
Deposit Interest Rates in Indonesia, 1990–2024Line chart of 35 observations from 1990 to 2024. Values range from 3.2% to 39.1%; the series starts at 17.5% in 1990 and ends at 5.4% in 2024.0%10%20%30%40%199020002010202417.5%5.4%
Fig. 1 — Deposit Interest Rates in Indonesia, 1990–2024

Frequently asked questions

What is the latest figure for average deposit interest rate in Indonesia?

The average deposit interest rate in Indonesia stood at 5.4% in 2024, according to World Bank World Development Indicators data.

How has deposit interest rates in Indonesia changed over time?

World Bank World Development Indicators data show a decline from 17.5% in 1990 to 5.4% in 2024.

How does Indonesia compare with other countries in East Asia & Pacific?

Indonesia ranks 4 of 22 countries in East Asia & Pacific with data, with 5.4% versus a regional average of 2.2% (latest values per country).

Where does Indonesia rank globally on deposit interest rates?

Indonesia ranks 42 of 113 countries with data globally, based on the latest World Bank World Development Indicators value for each country.

Source: World Bank, World Development Indicators, indicator FR.INR.DPST, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .