Digital Payment Adoption Statistics in Indonesia (2026)
As of the 2024 data, 42.7% of adults in Indonesia made or received a digital payment, per World Bank Global Findex. Up from 37.2% in 2021 to 42.7% in 2024 (+5.5 percentage points). Indonesia ranks #12 of 16 economies in East Asia & Pacific on this measure, and #107 of 142 globally.
Key Statistics
- Latest value (2024)
- 42.7% (2024)
- Digital Payment Adoption in Indonesia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +5.5 pp (2024)
- Up from 37.2% in 2021 to 42.7% in 2024 (+5.5 percentage points).
- Earliest value in this dataset (2014)
- 23.3% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 23.3% in 2014 to 42.7% in 2024.
- Record high (2024)
- 42.7% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Indonesia.
- Rank in East Asia & Pacific
- #12 of 16 (2024)
- Indonesia ranks 12 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #107 of 142 (2024)
- Indonesia ranks 107 of 142 countries with data globally.
- East Asia & Pacific average
- 72.9% (2024)
- Indonesia (42.7%) is below the average of 72.9% across the 16 countries in East Asia & Pacific with data.
- Among women (2024)
- 43.5% (2024)
- Value for women in Indonesia, same 2024 World Bank Global Findex data.
- Among men (2024)
- 41.9% (2024)
- Value for men in Indonesia, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- +1.6 pp (2024)
- In 2024, the figure was 43.5% for women and 41.9% for men — 1.6 percentage points higher among women.
- In rural areas (2024)
- 40.5% (2024)
- Value for rural residents of Indonesia in 2024.
- Rural gap vs national
- −2.2 pp (2024)
- Rural residents (40.5%) are 2.2 percentage points below the national figure (42.7%).
- Among the poorest 40% (2024)
- 33.6% (2024)
- Value for adults in the poorest 40% of households in Indonesia in 2024.
- Poorest-40% gap vs national
- −9 pp (2024)
- The poorest 40% (33.6%) are 9 percentage points below the national figure (42.7%).
- Made a digital payment (% age 15+) (2024)
- 30% (2024)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2024)
- 32.2% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Indonesia (2024)
- 72.8% (2024)
- 72.8% of the population in Indonesia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 283.5 million (2024)
- Indonesia had a population of 283.5 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 42.7% | +5.5 pp |
| 2021 | 37.2% | +2.6 pp |
| 2017 | 34.6% | +11.3 pp |
| 2014 | 23.3% | — |
Frequently asked questions
What share of adults in Indonesia made or received a digital payment?
42.7% of adults in Indonesia made or received a digital payment in 2024, according to World Bank Global Findex data.
Where does Indonesia rank globally on digital payment adoption?
Indonesia ranks 107 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in digital payment adoption in Indonesia?
Yes — in 2024 the figure was 43.5% for women and 41.9% for men, a gap of 1.6 percentage points in favor of women.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .