Formal Savings Statistics in Indonesia (2026)
According to World Bank Global Findex data, 22.6% of adults in Indonesia saved at a formal financial institution in 2024. Up from 19.6% in 2021 to 22.6% in 2024 (+3 percentage points). Indonesia ranks #12 of 16 economies in East Asia & Pacific on this measure, and #71 of 142 globally.
Key Statistics
- Latest value (2024)
- 22.6% (2024)
- Formal Savings in Indonesia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +3 pp (2024)
- Up from 19.6% in 2021 to 22.6% in 2024 (+3 percentage points).
- Earliest value in this dataset (2011)
- 15.3% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 15.3% in 2011 to 22.6% in 2024.
- Peak value (2014)
- 26.6% (2014)
- Highest value in the available series; the 2024 value is 22.6%.
- Rank in East Asia & Pacific
- #12 of 16 (2024)
- Indonesia ranks 12 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #71 of 142 (2024)
- Indonesia ranks 71 of 142 countries with data globally.
- East Asia & Pacific average
- 42.9% (2024)
- Indonesia (22.6%) is below the average of 42.9% across the 16 countries in East Asia & Pacific with data.
- Among women (2024)
- 21.5% (2024)
- Value for women in Indonesia, same 2024 World Bank Global Findex data.
- Among men (2024)
- 23.6% (2024)
- Value for men in Indonesia, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −2.1 pp (2024)
- In 2024, the figure was 21.5% for women and 23.6% for men — 2.1 percentage points lower among women.
- In rural areas (2024)
- 21.2% (2024)
- Value for rural residents of Indonesia in 2024.
- Rural gap vs national
- −1.4 pp (2024)
- Rural residents (21.2%) are 1.4 percentage points below the national figure (22.6%).
- Among the poorest 40% (2024)
- 12.2% (2024)
- Value for adults in the poorest 40% of households in Indonesia in 2024.
- Poorest-40% gap vs national
- −10.4 pp (2024)
- The poorest 40% (12.2%) are 10.4 percentage points below the national figure (22.6%).
- Internet use in Indonesia (2024)
- 72.8% (2024)
- 72.8% of the population in Indonesia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 283.5 million (2024)
- Indonesia had a population of 283.5 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 22.6% | +3.0 pp |
| 2021 | 19.6% | −2.0 pp |
| 2017 | 21.5% | −5.0 pp |
| 2014 | 26.6% | +11.3 pp |
| 2011 | 15.3% | — |
Frequently asked questions
What share of adults in Indonesia saved at a formal financial institution?
22.6% of adults in Indonesia saved at a formal financial institution in 2024, according to World Bank Global Findex data.
Where does the formal savings data for Indonesia come from?
The data comes from the World Bank Global Findex (indicator fin17a). The latest observation for Indonesia is from 2024; the snapshot was retrieved on 2026-06-10.
How has formal savings in Indonesia changed over time?
World Bank Global Findex data show a rise from 15.3% in 2011 to 22.6% in 2024.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .