Lending Interest Rates Statistics in Indonesia (2026)
In 2024, the average lending interest rate in Indonesia stood at 8.8%, according to World Bank World Development Indicators data. Down from 8.9% in 2023 to 8.8% in 2024 (−0.1 percentage points). Indonesia ranks #15 of 20 economies in East Asia & Pacific on this measure, and #55 of 112 globally.
Key Statistics
- Latest value (2024)
- 8.8% (2024)
- Lending Interest Rates in Indonesia as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2023
- −0.1 pp (2024)
- Down from 8.9% in 2023 to 8.8% in 2024 (−0.1 percentage points).
- Earliest value in this dataset (1990)
- 20.8% (1990)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 20.8% in 1990 to 8.8% in 2024.
- Peak value (1998)
- 32.2% (1998)
- Highest value in the available series; the 2024 value is 8.8%.
- Rank in East Asia & Pacific (lower is better; rank 1 = lowest)
- #15 of 20 (2024)
- Indonesia ranks 15 of 20 countries in East Asia & Pacific with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
- Global rank (lower is better; rank 1 = lowest)
- #55 of 112 (2024)
- Indonesia ranks 55 of 112 countries with data globally. Ranked ascending because lower values are better for this metric.
- East Asia & Pacific average
- 7.8% (2024)
- Indonesia (8.8%) is above the average of 7.8% across the 20 countries in East Asia & Pacific with data.
- Internet use in Indonesia (2024)
- 72.8% (2024)
- 72.8% of the population in Indonesia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 283.5 million (2024)
- Indonesia had a population of 283.5 million in 2024 (World Bank); shown for scale only.
Trend, 1990–2024
| Year | % | Change |
|---|---|---|
| 2024 | 8.8% | −0.1 pp |
| 2023 | 8.9% | +0.4 pp |
| 2022 | 8.5% | −0.4 pp |
| 2021 | 8.9% | −0.6 pp |
| 2020 | 9.5% | −0.8 pp |
| 2019 | 10.4% | −0.2 pp |
| 2018 | 10.5% | −0.5 pp |
| 2017 | 11.1% | −0.8 pp |
| 2016 | 11.9% | −0.8 pp |
| 2015 | 12.7% | +0.1 pp |
| 2014 | 12.6% | +0.9 pp |
| 2013 | 11.7% | −0.1 pp |
| 2012 | 11.8% | −0.6 pp |
| 2011 | 12.4% | −0.8 pp |
| 2010 | 13.3% | −1.2 pp |
| 2009 | 14.5% | +0.9 pp |
| 2008 | 13.6% | −0.3 pp |
| 2007 | 13.9% | −2.1 pp |
| 2006 | 16% | +1.9 pp |
| 2005 | 14.1% | −0.1 pp |
| 2004 | 14.1% | −2.8 pp |
| 2003 | 16.9% | −2.0 pp |
| 2002 | 18.9% | +0.4 pp |
| 2001 | 18.5% | +0.1 pp |
| 2000 | 18.5% | −9.2 pp |
| 1999 | 27.7% | −4.5 pp |
| 1998 | 32.2% | +10.3 pp |
| 1997 | 21.8% | +2.6 pp |
| 1996 | 19.2% | +0.4 pp |
| 1995 | 18.9% | +1.1 pp |
| 1994 | 17.8% | −2.8 pp |
| 1993 | 20.6% | −3.4 pp |
| 1992 | 24% | −1.5 pp |
| 1991 | 25.5% | +4.7 pp |
| 1990 | 20.8% | — |
Frequently asked questions
What is the latest figure for average lending interest rate in Indonesia?
The average lending interest rate in Indonesia stood at 8.8% in 2024, according to World Bank World Development Indicators data.
When did lending interest rates in Indonesia peak?
The highest value in the available series was 32.2% in 1998; the latest (2024) value is 8.8%.
How recent is the lending interest rates data for Indonesia?
The most recent observation is from 2024. World Bank World Development Indicators data is reported with a lag, so 2024 is the latest available year for Indonesia.
Where does the lending interest rates data for Indonesia come from?
The data comes from the World Bank World Development Indicators (indicator FR.INR.LEND). The latest observation for Indonesia is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank, World Development Indicators, indicator
FR.INR.LEND, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .