Mobile Money Account Ownership Statistics in Indonesia (2026)
According to World Bank Global Findex data, 22% of adults in Indonesia had a mobile money account in 2024. Up from 9.3% in 2021 to 22% in 2024 (+12.7 percentage points). Indonesia ranks #9 of 11 economies in East Asia & Pacific on this measure, and #48 of 87 globally.
Key Statistics
- Latest value (2024)
- 22% (2024)
- Mobile Money Account Ownership in Indonesia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +12.7 pp (2024)
- Up from 9.3% in 2021 to 22% in 2024 (+12.7 percentage points).
- Earliest value in this dataset (2014)
- 0.4% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 0.4% in 2014 to 22% in 2024.
- Record high (2024)
- 22% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Indonesia.
- Rank in East Asia & Pacific
- #9 of 11 (2024)
- Indonesia ranks 9 of 11 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #48 of 87 (2024)
- Indonesia ranks 48 of 87 countries with data globally.
- East Asia & Pacific average
- 37.6% (2024)
- Indonesia (22%) is below the average of 37.6% across the 11 countries in East Asia & Pacific with data.
- Among women (2024)
- 19.9% (2024)
- Value for women in Indonesia, same 2024 World Bank Global Findex data.
- Among men (2024)
- 24.1% (2024)
- Value for men in Indonesia, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −4.3 pp (2024)
- In 2024, the figure was 19.9% for women and 24.1% for men — 4.3 percentage points lower among women.
- In rural areas (2024)
- 20.2% (2024)
- Value for rural residents of Indonesia in 2024.
- Rural gap vs national
- −1.8 pp (2024)
- Rural residents (20.2%) are 1.8 percentage points below the national figure (22%).
- Among the poorest 40% (2024)
- 12.2% (2024)
- Value for adults in the poorest 40% of households in Indonesia in 2024.
- Poorest-40% gap vs national
- −9.9 pp (2024)
- The poorest 40% (12.2%) are 9.9 percentage points below the national figure (22%).
- Internet use in Indonesia (2024)
- 72.8% (2024)
- 72.8% of the population in Indonesia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 283.5 million (2024)
- Indonesia had a population of 283.5 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 22% | +12.7 pp |
| 2021 | 9.3% | +6.2 pp |
| 2017 | 3.1% | +2.7 pp |
| 2014 | 0.4% | — |
Frequently asked questions
What share of adults in Indonesia had a mobile money account?
22% of adults in Indonesia had a mobile money account in 2024, according to World Bank Global Findex data.
Is there a gender gap in mobile money account ownership in Indonesia?
Yes — in 2024 the figure was 19.9% for women and 24.1% for men, a gap of 4.3 percentage points in favor of men.
How recent is the mobile money account ownership data for Indonesia?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Indonesia.
Where does the mobile money account ownership data for Indonesia come from?
The data comes from the World Bank Global Findex (indicator mobileaccount.t.d). The latest observation for Indonesia is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
mobileaccount.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .