Digital Payment Adoption Statistics in Iran (2026)

As of the 2024 data, 86% of adults in Iran made or received a digital payment, per World Bank Global Findex. Up from 84.5% in 2021 to 86% in 2024 (+1.5 percentage points). Iran ranks #3 of 18 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #41 of 142 globally.

Latest value (2024)
86% (2024)
Digital Payment Adoption in Iran as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
+1.5 pp (2024)
Up from 84.5% in 2021 to 86% in 2024 (+1.5 percentage points).
Earliest value in this dataset (2014)
86.7% (2014)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 86.7% in 2014 to 86% in 2024.
Peak value (2017)
89.8% (2017)
Highest value in the available series; the 2024 value is 86%.
Rank in Middle East, North Africa, Afghanistan & Pakistan
#3 of 18 (2024)
Iran ranks 3 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
Global rank
#41 of 142 (2024)
Iran ranks 41 of 142 countries with data globally.
Middle East, North Africa, Afghanistan & Pakistan average
42% (2024)
Iran (86%) is above the average of 42% across the 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
Among women (2024)
81.6% (2024)
Value for women in Iran, same 2024 World Bank Global Findex data.
Among men (2024)
90.3% (2024)
Value for men in Iran, same 2024 World Bank Global Findex data.
Gender gap (women minus men)
−8.7 pp (2024)
In 2024, the figure was 81.6% for women and 90.3% for men — 8.7 percentage points lower among women.
In rural areas (2024)
87% (2024)
Value for rural residents of Iran in 2024.
Rural gap vs national
+1 pp (2024)
Rural residents (87%) are 1 percentage points above the national figure (86%).
Among the poorest 40% (2024)
78.2% (2024)
Value for adults in the poorest 40% of households in Iran in 2024.
Poorest-40% gap vs national
−7.7 pp (2024)
The poorest 40% (78.2%) are 7.7 percentage points below the national figure (86%).
Made a digital payment (% age 15+) (2021)
79.3% (2021)
Related indicator from World Bank Global Findex.
Received digital payments (% age 15+) (2021)
52.2% (2021)
Related indicator from World Bank Global Findex.
Internet use in Iran (2024)
85.3% (2024)
85.3% of the population in Iran used the internet in 2024 (World Bank); shown for context only.
Population (2024)
91.6 million (2024)
Iran had a population of 91.6 million in 2024 (World Bank); shown for scale only.
Digital Payment Adoption in Iran by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 86%+1.5 pp
2021 84.5%−5.3 pp
2017 89.8%+3.0 pp
2014 86.7%
Digital Payment Adoption in Iran, 2014–2024Line chart of 4 observations from 2014 to 2024. Values range from 84.5% to 89.8%; the series starts at 86.7% in 2014 and ends at 86% in 2024.84%86%88%90%20142016201820202022202486.7%86%
Fig. 1 — Digital Payment Adoption in Iran, 2014–2024

Frequently asked questions

What share of adults in Iran made or received a digital payment?

86% of adults in Iran made or received a digital payment in 2024, according to World Bank Global Findex data.

Is there a gender gap in digital payment adoption in Iran?

Yes — in 2024 the figure was 81.6% for women and 90.3% for men, a gap of 8.7 percentage points in favor of men.

When did digital payment adoption in Iran peak?

The highest value in the available series was 89.8% in 2017; the latest (2024) value is 86%.

How recent is the digital payment adoption data for Iran?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Iran.

Source: World Bank Global Findex, indicator g20.any, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

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