Credit Card Usage Statistics in Iraq (2026)
In 2024, 7.6% of adults in Iraq used a credit card, according to World Bank Global Findex data. Up from 1.2% in 2021 to 7.6% in 2024 (+6.4 percentage points). Iraq ranks #6 of 18 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #68 of 142 globally.
Key Statistics
- Latest value (2024)
- 7.6% (2024)
- Credit Card Usage in Iraq as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +6.4 pp (2024)
- Up from 1.2% in 2021 to 7.6% in 2024 (+6.4 percentage points).
- Earliest value in this dataset (2014)
- 1% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 1% in 2014 to 7.6% in 2024.
- Record high (2024)
- 7.6% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Iraq.
- Rank in Middle East, North Africa, Afghanistan & Pakistan
- #6 of 18 (2024)
- Iraq ranks 6 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
- Global rank
- #68 of 142 (2024)
- Iraq ranks 68 of 142 countries with data globally.
- Middle East, North Africa, Afghanistan & Pakistan average
- 11.5% (2024)
- Iraq (7.6%) is below the average of 11.5% across the 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
- Owns a credit card (% age 15+) (2024)
- 10.1% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Iraq (2024)
- 81.5% (2024)
- 81.5% of the population in Iraq used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 46 million (2024)
- Iraq had a population of 46 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 7.6% | +6.4 pp |
| 2021 | 1.2% | +0.5 pp |
| 2017 | 0.6% | −0.4 pp |
| 2014 | 1% | — |
Frequently asked questions
What share of adults in Iraq used a credit card?
7.6% of adults in Iraq used a credit card in 2024, according to World Bank Global Findex data.
Where does the credit card usage data for Iraq come from?
The data comes from the World Bank Global Findex (indicator fin22g). The latest observation for Iraq is from 2024; the snapshot was retrieved on 2026-06-10.
How has credit card usage in Iraq changed over time?
World Bank Global Findex data show a rise from 1% in 2014 to 7.6% in 2024.
How does Iraq compare with other countries in Middle East, North Africa, Afghanistan & Pakistan?
Iraq ranks 6 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, with 7.6% versus a regional average of 11.5% (latest values per country).
Where does Iraq rank globally on credit card usage?
Iraq ranks 68 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .