Lending Interest Rates Statistics in Israel (2026)

In 2022, the average lending interest rate in Israel stood at 3%, according to World Bank World Development Indicators data. Down from 3.1% in 2021 to 3% in 2022 (−0.1 percentage points). Israel ranks #1 of 9 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #1 of 112 globally.

Latest value (2022)
3% (2022)
Lending Interest Rates in Israel as of 2022, the most recent observation in World Bank World Development Indicators data.
Change since 2021
−0.1 pp (2022)
Down from 3.1% in 2021 to 3% in 2022 (−0.1 percentage points).
Earliest value in this dataset (2013)
4.4% (2013)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 4.4% in 2013 to 3% in 2022.
Peak value (2013)
4.4% (2013)
Highest value in the available series; the 2022 value is 3%.
Rank in Middle East, North Africa, Afghanistan & Pakistan (lower is better; rank 1 = lowest)
#1 of 9 (2022)
Israel ranks 1 of 9 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
Global rank (lower is better; rank 1 = lowest)
#1 of 112 (2022)
Israel ranks 1 of 112 countries with data globally. Ranked ascending because lower values are better for this metric.
Middle East, North Africa, Afghanistan & Pakistan average
8.3% (2022)
Israel (3%) is below the average of 8.3% across the 9 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
Risk premium on lending (lending rate minus treasury bill rate, %) (2022)
1.3% (2022)
Related indicator from World Bank World Development Indicators.
Internet use in Israel (2024)
88.2% (2024)
88.2% of the population in Israel used the internet in 2024 (World Bank); shown for context only.
Population (2024)
10 million (2024)
Israel had a population of 10 million in 2024 (World Bank); shown for scale only.
Lending Interest Rates in Israel by year (%)
Year % Change
2022 3%−0.1 pp
2021 3.1%−0.2 pp
2020 3.3%−0.2 pp
2019 3.5%+0.1 pp
2018 3.5%−0.0 pp
2017 3.5%+0.1 pp
2016 3.4%−0.0 pp
2015 3.5%−0.4 pp
2014 3.9%−0.5 pp
2013 4.4%
Lending Interest Rates in Israel, 2013–2022Line chart of 10 observations from 2013 to 2022. Values range from 3% to 4.4%; the series starts at 4.4% in 2013 and ends at 3% in 2022.2.5%3%3.5%4%4.5%201320162018202020224.4%3%
Fig. 1 — Lending Interest Rates in Israel, 2013–2022

Frequently asked questions

What is the latest figure for average lending interest rate in Israel?

The average lending interest rate in Israel stood at 3% in 2022, according to World Bank World Development Indicators data.

Where does the lending interest rates data for Israel come from?

The data comes from the World Bank World Development Indicators (indicator FR.INR.LEND). The latest observation for Israel is from 2022; the snapshot was retrieved on 2026-06-10.

How has lending interest rates in Israel changed over time?

World Bank World Development Indicators data show a decline from 4.4% in 2013 to 3% in 2022.

Source: World Bank, World Development Indicators, indicator FR.INR.LEND, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .