Business Bank Credit Access Statistics in Italy (2026)
73.4% of firms in Italy had a bank loan or line of credit in 2024, World Bank World Development Indicators data show. Up from 23.4% in 2019 to 73.4% in 2024 (+50.1 percentage points). Italy ranks #2 of 43 economies in Europe & Central Asia on this measure, and #4 of 145 globally.
Key Statistics
- Latest value (2024)
- 73.4% (2024)
- Business Bank Credit Access in Italy as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2019
- +50.1 pp (2024)
- Up from 23.4% in 2019 to 73.4% in 2024 (+50.1 percentage points).
- Record high (2024)
- 73.4% (2024)
- The 2024 value is the highest in the available World Bank World Development Indicators series for Italy.
- Rank in Europe & Central Asia
- #2 of 43 (2024)
- Italy ranks 2 of 43 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #4 of 145 (2024)
- Italy ranks 4 of 145 countries with data globally.
- Europe & Central Asia average
- 44.8% (2024)
- Italy (73.4%) is above the average of 44.8% across the 43 countries in Europe & Central Asia with data.
- Firms using banks to finance working capital (% of firms) (2024)
- 61.8% (2024)
- Related indicator from World Bank World Development Indicators.
- Firms using banks to finance investment (% of firms) (2024)
- 48.8% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in Italy (2024)
- 89.2% (2024)
- 89.2% of the population in Italy used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 59 million (2024)
- Italy had a population of 59 million in 2024 (World Bank); shown for scale only.
Trend, 2019–2024
| Year | % of firms | Change |
|---|---|---|
| 2024 | 73.4% | +50.1 pp |
| 2019 | 23.4% | — |
Frequently asked questions
What share of firms in Italy had a bank loan or line of credit?
73.4% of firms in Italy had a bank loan or line of credit in 2024, according to World Bank World Development Indicators data.
How recent is the business bank credit access data for Italy?
The most recent observation is from 2024. World Bank World Development Indicators data is reported with a lag, so 2024 is the latest available year for Italy.
Where does the business bank credit access data for Italy come from?
The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKL.ZS). The latest observation for Italy is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKL.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .