Credit Card Usage Statistics in Italy (2026)
In 2021, 49.6% of adults in Italy used a credit card, according to World Bank Global Findex data. Up from 37.9% in 2017 to 49.6% in 2021 (+11.7 percentage points). Italy ranks #6 of 46 economies in Europe & Central Asia on this measure, and #13 of 142 globally.
Key Statistics
- Latest value (2021)
- 49.6% (2021)
- Credit Card Usage in Italy as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- +11.7 pp (2021)
- Up from 37.9% in 2017 to 49.6% in 2021 (+11.7 percentage points).
- Earliest value in this dataset (2014)
- 32.3% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 32.3% in 2014 to 49.6% in 2021.
- Record high (2021)
- 49.6% (2021)
- The 2021 value is the highest in the available World Bank Global Findex series for Italy.
- Rank in Europe & Central Asia
- #6 of 46 (2021)
- Italy ranks 6 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #13 of 142 (2021)
- Italy ranks 13 of 142 countries with data globally.
- Europe & Central Asia average
- 26.3% (2021)
- Italy (49.6%) is above the average of 26.3% across the 46 countries in Europe & Central Asia with data.
- Owns a credit card (% age 15+) (2021)
- 57.9% (2021)
- Related indicator from World Bank Global Findex.
- Internet use in Italy (2024)
- 89.2% (2024)
- 89.2% of the population in Italy used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 59 million (2024)
- Italy had a population of 59 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 49.6% | +11.7 pp |
| 2017 | 37.9% | +5.6 pp |
| 2014 | 32.3% | — |
Frequently asked questions
What share of adults in Italy used a credit card?
49.6% of adults in Italy used a credit card in 2021, according to World Bank Global Findex data.
Where does the credit card usage data for Italy come from?
The data comes from the World Bank Global Findex (indicator fin22g). The latest observation for Italy is from 2021; the snapshot was retrieved on 2026-06-10.
How has credit card usage in Italy changed over time?
World Bank Global Findex data show a rise from 32.3% in 2014 to 49.6% in 2021.
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .