Lending Interest Rates Statistics in Italy (2026)
As of 2024, the average lending interest rate in Italy was 5.3%, per World Bank World Development Indicators data. Up from 4.9% in 2023 to 5.3% in 2024 (+0.4 percentage points). Italy ranks #5 of 22 economies in Europe & Central Asia on this measure, and #15 of 112 globally.
Key Statistics
- Latest value (2024)
- 5.3% (2024)
- Lending Interest Rates in Italy as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2023
- +0.4 pp (2024)
- Up from 4.9% in 2023 to 5.3% in 2024 (+0.4 percentage points).
- Earliest value in this dataset (1990)
- 14.9% (1990)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 14.9% in 1990 to 5.3% in 2024.
- Peak value (1992)
- 16.5% (1992)
- Highest value in the available series; the 2024 value is 5.3%.
- Rank in Europe & Central Asia (lower is better; rank 1 = lowest)
- #5 of 22 (2024)
- Italy ranks 5 of 22 countries in Europe & Central Asia with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
- Global rank (lower is better; rank 1 = lowest)
- #15 of 112 (2024)
- Italy ranks 15 of 112 countries with data globally. Ranked ascending because lower values are better for this metric.
- Europe & Central Asia average
- 10.2% (2024)
- Italy (5.3%) is below the average of 10.2% across the 22 countries in Europe & Central Asia with data.
- Risk premium on lending (lending rate minus treasury bill rate, %) (2024)
- 2% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in Italy (2024)
- 89.2% (2024)
- 89.2% of the population in Italy used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 59 million (2024)
- Italy had a population of 59 million in 2024 (World Bank); shown for scale only.
Trend, 1990–2024
| Year | % | Change |
|---|---|---|
| 2024 | 5.3% | +0.4 pp |
| 2023 | 4.9% | +2.6 pp |
| 2022 | 2.3% | +0.2 pp |
| 2021 | 2% | −0.3 pp |
| 2020 | 2.3% | −0.3 pp |
| 2019 | 2.6% | −0.1 pp |
| 2018 | 2.7% | −0.3 pp |
| 2017 | 3% | −0.5 pp |
| 2016 | 3.5% | −0.6 pp |
| 2015 | 4.1% | −0.7 pp |
| 2014 | 4.9% | −0.3 pp |
| 2013 | 5.1% | −0.1 pp |
| 2012 | 5.2% | +0.6 pp |
| 2011 | 4.6% | +0.6 pp |
| 2010 | 4% | −0.7 pp |
| 2009 | 4.8% | −2.1 pp |
| 2008 | 6.8% | +0.5 pp |
| 2007 | 6.3% | +0.7 pp |
| 2006 | 5.6% | +0.3 pp |
| 2005 | 5.3% | −0.2 pp |
| 2004 | 5.5% | −0.3 pp |
| 2003 | 5.8% | −0.7 pp |
| 2002 | 6.5% | −0.8 pp |
| 2001 | 7.3% | +0.3 pp |
| 2000 | 7% | +0.7 pp |
| 1999 | 6.3% | −2.3 pp |
| 1998 | 8.6% | −1.9 pp |
| 1997 | 10.5% | −2.3 pp |
| 1996 | 12.8% | −0.4 pp |
| 1995 | 13.2% | +1.3 pp |
| 1994 | 12% | −2.6 pp |
| 1993 | 14.6% | −1.9 pp |
| 1992 | 16.5% | +1.9 pp |
| 1991 | 14.7% | −0.2 pp |
| 1990 | 14.9% | — |
Frequently asked questions
What is the latest figure for average lending interest rate in Italy?
The average lending interest rate in Italy stood at 5.3% in 2024, according to World Bank World Development Indicators data.
How recent is the lending interest rates data for Italy?
The most recent observation is from 2024. World Bank World Development Indicators data is reported with a lag, so 2024 is the latest available year for Italy.
Where does the lending interest rates data for Italy come from?
The data comes from the World Bank World Development Indicators (indicator FR.INR.LEND). The latest observation for Italy is from 2024; the snapshot was retrieved on 2026-06-10.
How has lending interest rates in Italy changed over time?
World Bank World Development Indicators data show a decline from 14.9% in 1990 to 5.3% in 2024.
How does Italy compare with other countries in Europe & Central Asia?
Italy ranks 5 of 22 countries in Europe & Central Asia with data (ranked ascending; lower is better), with 5.3% versus a regional average of 10.2% (latest values per country).
Source & methodology
Source: World Bank, World Development Indicators, indicator
FR.INR.LEND, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .