Formal Savings Statistics in Japan (2026)
In 2021, 63.8% of adults in Japan saved at a formal financial institution, according to World Bank Global Findex data. Down from 64.5% in 2017 to 63.8% in 2021 (−0.6 percentage points). Japan ranks #4 of 16 economies in East Asia & Pacific on this measure, and #12 of 142 globally.
Key Statistics
- Latest value (2021)
- 63.8% (2021)
- Formal Savings in Japan as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- −0.6 pp (2021)
- Down from 64.5% in 2017 to 63.8% in 2021 (−0.6 percentage points).
- Earliest value in this dataset (2011)
- 51.3% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 51.3% in 2011 to 63.8% in 2021.
- Peak value (2017)
- 64.5% (2017)
- Highest value in the available series; the 2021 value is 63.8%.
- Rank in East Asia & Pacific
- #4 of 16 (2021)
- Japan ranks 4 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #12 of 142 (2021)
- Japan ranks 12 of 142 countries with data globally.
- East Asia & Pacific average
- 42.9% (2021)
- Japan (63.8%) is above the average of 42.9% across the 16 countries in East Asia & Pacific with data.
- Among women (2021)
- 63.1% (2021)
- Value for women in Japan, same 2021 World Bank Global Findex data.
- Among men (2021)
- 64.6% (2021)
- Value for men in Japan, same 2021 World Bank Global Findex data.
- Gender gap (women minus men)
- −1.6 pp (2021)
- In 2021, the figure was 63.1% for women and 64.6% for men — 1.6 percentage points lower among women.
- Among the poorest 40% (2021)
- 55.2% (2021)
- Value for adults in the poorest 40% of households in Japan in 2021.
- Poorest-40% gap vs national
- −8.6 pp (2021)
- The poorest 40% (55.2%) are 8.6 percentage points below the national figure (63.8%).
- Internet use in Japan (2024)
- 85.5% (2024)
- 85.5% of the population in Japan used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 124 million (2024)
- Japan had a population of 124 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 63.8% | −0.6 pp |
| 2017 | 64.5% | +4.0 pp |
| 2014 | 60.4% | +9.1 pp |
| 2011 | 51.3% | — |
Frequently asked questions
What share of adults in Japan saved at a formal financial institution?
63.8% of adults in Japan saved at a formal financial institution in 2021, according to World Bank Global Findex data.
Where does the formal savings data for Japan come from?
The data comes from the World Bank Global Findex (indicator fin17a). The latest observation for Japan is from 2021; the snapshot was retrieved on 2026-06-10.
How has formal savings in Japan changed over time?
World Bank Global Findex data show a rise from 51.3% in 2011 to 63.8% in 2021.
How does Japan compare with other countries in East Asia & Pacific?
Japan ranks 4 of 16 countries in East Asia & Pacific with data, with 63.8% versus a regional average of 42.9% (latest values per country).
Where does Japan rank globally on formal savings?
Japan ranks 12 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .