Business Investment Financing Statistics in Kenya (2026)
In 2025, 42.1% of firms in Kenya used banks to finance investment, according to World Bank World Development Indicators data. Up from 31.6% in 2018 to 42.1% in 2025 (+10.5 percentage points). Kenya ranks #6 of 44 economies in Sub-Saharan Africa on this measure, and #20 of 144 globally.
Key Statistics
- Latest value (2025)
- 42.1% (2025)
- Business Investment Financing in Kenya as of 2025, the most recent observation in World Bank World Development Indicators data.
- Change since 2018
- +10.5 pp (2025)
- Up from 31.6% in 2018 to 42.1% in 2025 (+10.5 percentage points).
- Earliest value in this dataset (2007)
- 22.9% (2007)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 22.9% in 2007 to 42.1% in 2025.
- Peak value (2013)
- 43.2% (2013)
- Highest value in the available series; the 2025 value is 42.1%.
- Rank in Sub-Saharan Africa
- #6 of 44 (2025)
- Kenya ranks 6 of 44 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #20 of 144 (2025)
- Kenya ranks 20 of 144 countries with data globally.
- Sub-Saharan Africa average
- 22.2% (2025)
- Kenya (42.1%) is above the average of 22.2% across the 44 countries in Sub-Saharan Africa with data.
- Firms with a bank loan/line of credit (% of firms) (2025)
- 46.8% (2025)
- Related indicator from World Bank World Development Indicators.
- Internet use in Kenya (2024)
- 35% (2024)
- 35% of the population in Kenya used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 56.4 million (2024)
- Kenya had a population of 56.4 million in 2024 (World Bank); shown for scale only.
Trend, 2007–2025
| Year | % of firms | Change |
|---|---|---|
| 2025 | 42.1% | +10.5 pp |
| 2018 | 31.6% | −11.6 pp |
| 2013 | 43.2% | +20.3 pp |
| 2007 | 22.9% | — |
Frequently asked questions
What share of firms in Kenya used banks to finance investment?
42.1% of firms in Kenya used banks to finance investment in 2025, according to World Bank World Development Indicators data.
Where does the business investment financing data for Kenya come from?
The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKS.ZS). The latest observation for Kenya is from 2025; the snapshot was retrieved on 2026-06-10.
How has business investment financing in Kenya changed over time?
World Bank World Development Indicators data show a rise from 22.9% in 2007 to 42.1% in 2025.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKS.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .