Mobile Money Account Ownership Statistics in Kenya (2026)
In 2024, 87.5% of adults in Kenya had a mobile money account, according to World Bank Global Findex data. Up from 68.7% in 2021 to 87.5% in 2024 (+18.8 percentage points). Kenya ranks #1 of 36 economies in Sub-Saharan Africa on this measure, and #1 of 87 globally.
Key Statistics
- Latest value (2024)
- 87.5% (2024)
- Mobile Money Account Ownership in Kenya as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +18.8 pp (2024)
- Up from 68.7% in 2021 to 87.5% in 2024 (+18.8 percentage points).
- Earliest value in this dataset (2014)
- 58.4% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 58.4% in 2014 to 87.5% in 2024.
- Record high (2024)
- 87.5% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Kenya.
- Rank in Sub-Saharan Africa
- #1 of 36 (2024)
- Kenya ranks 1 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #1 of 87 (2024)
- Kenya ranks 1 of 87 countries with data globally.
- Sub-Saharan Africa average
- 41% (2024)
- Kenya (87.5%) is above the average of 41% across the 36 countries in Sub-Saharan Africa with data.
- Among women (2024)
- 83.5% (2024)
- Value for women in Kenya, same 2024 World Bank Global Findex data.
- Among men (2024)
- 91.7% (2024)
- Value for men in Kenya, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −8.2 pp (2024)
- In 2024, the figure was 83.5% for women and 91.7% for men — 8.2 percentage points lower among women.
- In rural areas (2024)
- 85.7% (2024)
- Value for rural residents of Kenya in 2024.
- Rural gap vs national
- −1.8 pp (2024)
- Rural residents (85.7%) are 1.8 percentage points below the national figure (87.5%).
- Among the poorest 40% (2024)
- 80.4% (2024)
- Value for adults in the poorest 40% of households in Kenya in 2024.
- Poorest-40% gap vs national
- −7.1 pp (2024)
- The poorest 40% (80.4%) are 7.1 percentage points below the national figure (87.5%).
- Internet use in Kenya (2024)
- 35% (2024)
- 35% of the population in Kenya used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 56.4 million (2024)
- Kenya had a population of 56.4 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 87.5% | +18.8 pp |
| 2021 | 68.7% | −4.3 pp |
| 2017 | 72.9% | +14.5 pp |
| 2014 | 58.4% | — |
Frequently asked questions
What share of adults in Kenya had a mobile money account?
87.5% of adults in Kenya had a mobile money account in 2024, according to World Bank Global Findex data.
Is there a gender gap in mobile money account ownership in Kenya?
Yes — in 2024 the figure was 83.5% for women and 91.7% for men, a gap of 8.2 percentage points in favor of men.
How recent is the mobile money account ownership data for Kenya?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Kenya.
Where does the mobile money account ownership data for Kenya come from?
The data comes from the World Bank Global Findex (indicator mobileaccount.t.d). The latest observation for Kenya is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
mobileaccount.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .