Bank Borrowers Statistics in Kosovo (2026)

As of 2023, commercial bank borrowers in Kosovo was 203 per 1,000 adults, per World Bank World Development Indicators data. Down from 225.2 per 1,000 adults in 2022 to 203 per 1,000 adults in 2023. Kosovo ranks #24 of 27 economies in Europe & Central Asia on this measure, and #49 of 101 globally.

Latest value (2023)
203 per 1,000 adults (2023)
Bank Borrowers in Kosovo as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2022
−9.9% (2023)
Down from 225.2 per 1,000 adults in 2022 to 203 per 1,000 adults in 2023.
CAGR 2004–2023
+9.7% per year (2023)
Compound annual growth rate from 34.8 per 1,000 adults in 2004 to 203 per 1,000 adults in 2023.
Earliest value in this dataset (2004)
34.8 per 1,000 adults (2004)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 34.8 per 1,000 adults in 2004 to 203 per 1,000 adults in 2023.
Peak value (2018)
226.8 per 1,000 adults (2018)
Highest value in the available series; the 2023 value is 203 per 1,000 adults.
Rank in Europe & Central Asia
#24 of 27 (2023)
Kosovo ranks 24 of 27 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#49 of 101 (2023)
Kosovo ranks 49 of 101 countries with data globally.
Europe & Central Asia average
404.6 per 1,000 adults (2023)
Kosovo (203 per 1,000 adults) is below the average of 404.6 per 1,000 adults across the 27 countries in Europe & Central Asia with data.
Projected 2026 value
308.4 per 1,000 adults (2026)
Projection based on 7-year trend (CAGR 15%); not an official figure.
Internet use in Kosovo (2018)
89.4% (2018)
89.4% of the population in Kosovo used the internet in 2018 (World Bank); shown for context only.
Population (2024)
1.6 million (2024)
Kosovo had a population of 1.6 million in 2024 (World Bank); shown for scale only.
Bank Borrowers in Kosovo by year (per 1,000 adults)
Year per 1,000 adults Change
2023 203−9.9%
2022 225+33.3%
2021 169−13.9%
2020 196−0.7%
2019 198−12.8%
2018 227+53.3%
2017 148+93.3%
2016 76.5+0.4%
2015 76.2−2.9%
2014 78.5+8.8%
2013 72.2−16.2%
2012 86.2−6.8%
2011 92.4+20.7%
2010 76.6+1.6%
2009 75.3−7.0%
2008 81+16.3%
2007 69.7+35.7%
2006 51.3+6.1%
2005 48.4+38.9%
2004 34.8
Bank Borrowers in Kosovo, 2004–2023Line chart of 20 observations from 2004 to 2023. Values range from 34.8 to 227; the series starts at 34.8 in 2004 and ends at 203 in 2023.0501001502002502004201020152020202334.8203
Fig. 1 — Bank Borrowers in Kosovo, 2004–2023

Frequently asked questions

What is the latest figure for commercial bank borrowers in Kosovo?

Commercial bank borrowers in Kosovo stood at 203 per 1,000 adults in 2023, according to World Bank World Development Indicators data.

Where does the bank borrowers data for Kosovo come from?

The data comes from the World Bank World Development Indicators (indicator FB.CBK.BRWR.P3). The latest observation for Kosovo is from 2023; the snapshot was retrieved on 2026-06-10.

How has bank borrowers in Kosovo changed over time?

World Bank World Development Indicators data show a rise from 34.8 per 1,000 adults in 2004 to 203 per 1,000 adults in 2023.

How does Kosovo compare with other countries in Europe & Central Asia?

Kosovo ranks 24 of 27 countries in Europe & Central Asia with data, with 203 per 1,000 adults versus a regional average of 404.6 per 1,000 adults (latest values per country).

Where does Kosovo rank globally on bank borrowers?

Kosovo ranks 49 of 101 countries with data globally, based on the latest World Bank World Development Indicators value for each country.

Source: World Bank, World Development Indicators, indicator FB.CBK.BRWR.P3, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .