Business Working Capital Financing Statistics in Kosovo (2026)

In 2025, 61.9% of firms in Kosovo used banks to finance working capital, according to World Bank World Development Indicators data. Up from 53.1% in 2019 to 61.9% in 2025 (+8.9 percentage points). Kosovo ranks #1 of 43 economies in Europe & Central Asia on this measure, and #2 of 145 globally.

Latest value (2025)
61.9% (2025)
Business Working Capital Financing in Kosovo as of 2025, the most recent observation in World Bank World Development Indicators data.
Change since 2019
+8.9 pp (2025)
Up from 53.1% in 2019 to 61.9% in 2025 (+8.9 percentage points).
Earliest value in this dataset (2013)
55.8% (2013)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 55.8% in 2013 to 61.9% in 2025.
Record high (2025)
61.9% (2025)
The 2025 value is the highest in the available World Bank World Development Indicators series for Kosovo.
Rank in Europe & Central Asia
#1 of 43 (2025)
Kosovo ranks 1 of 43 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#2 of 145 (2025)
Kosovo ranks 2 of 145 countries with data globally.
Europe & Central Asia average
30.6% (2025)
Kosovo (61.9%) is above the average of 30.6% across the 43 countries in Europe & Central Asia with data.
Firms with a bank loan/line of credit (% of firms) (2025)
69.6% (2025)
Related indicator from World Bank World Development Indicators.
Internet use in Kosovo (2018)
89.4% (2018)
89.4% of the population in Kosovo used the internet in 2018 (World Bank); shown for context only.
Population (2024)
1.6 million (2024)
Kosovo had a population of 1.6 million in 2024 (World Bank); shown for scale only.
Business Working Capital Financing in Kosovo by year (% of firms)
Year % of firms Change
2025 61.9%+8.9 pp
2019 53.1%−2.7 pp
2013 55.8%
Business Working Capital Financing in Kosovo, 2013–2025Line chart of 3 observations from 2013 to 2025. Values range from 53.1% to 61.9%; the series starts at 55.8% in 2013 and ends at 61.9% in 2025.52.5%55%57.5%60%62.5%20132016201820202022202555.8%61.9%
Fig. 1 — Business Working Capital Financing in Kosovo, 2013–2025

Frequently asked questions

What share of firms in Kosovo used banks to finance working capital?

61.9% of firms in Kosovo used banks to finance working capital in 2025, according to World Bank World Development Indicators data.

How does Kosovo compare with other countries in Europe & Central Asia?

Kosovo ranks 1 of 43 countries in Europe & Central Asia with data, with 61.9% versus a regional average of 30.6% (latest values per country).

Where does Kosovo rank globally on business working capital financing?

Kosovo ranks 2 of 145 countries with data globally, based on the latest World Bank World Development Indicators value for each country.

How recent is the business working capital financing data for Kosovo?

The most recent observation is from 2025. World Bank World Development Indicators data is reported with a lag, so 2025 is the latest available year for Kosovo.

Where does the business working capital financing data for Kosovo come from?

The data comes from the World Bank World Development Indicators (indicator IC.FRM.BKWC.ZS). The latest observation for Kosovo is from 2025; the snapshot was retrieved on 2026-06-10.

Source: World Bank, World Development Indicators, indicator IC.FRM.BKWC.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .