Formal & Mobile Money Borrowing Statistics in Kyrgyzstan (2026)
According to World Bank Global Findex data, 18% of adults in Kyrgyzstan borrowed from a formal financial institution or using a mobile money account in 2024. Down from 18.2% in 2021 to 18% in 2024 (−0.2 percentage points). Kyrgyzstan ranks #37 of 46 economies in Europe & Central Asia on this measure, and #72 of 142 globally.
Key Statistics
- Latest value (2024)
- 18% (2024)
- Formal & Mobile Money Borrowing in Kyrgyzstan as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −0.2 pp (2024)
- Down from 18.2% in 2021 to 18% in 2024 (−0.2 percentage points).
- Earliest value in this dataset (2014)
- 14.7% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 14.7% in 2014 to 18% in 2024.
- Peak value (2021)
- 18.2% (2021)
- Highest value in the available series; the 2024 value is 18%.
- Rank in Europe & Central Asia
- #37 of 46 (2024)
- Kyrgyzstan ranks 37 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #72 of 142 (2024)
- Kyrgyzstan ranks 72 of 142 countries with data globally.
- Europe & Central Asia average
- 33.4% (2024)
- Kyrgyzstan (18%) is below the average of 33.4% across the 46 countries in Europe & Central Asia with data.
- Borrowed from a formal bank or similar financial institution (% age 15+) (2024)
- 17.6% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Kyrgyzstan (2024)
- 92% (2024)
- 92% of the population in Kyrgyzstan used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 7.2 million (2024)
- Kyrgyzstan had a population of 7.2 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 18% | −0.2 pp |
| 2021 | 18.2% | +8.0 pp |
| 2017 | 10.2% | −4.5 pp |
| 2014 | 14.7% | — |
Frequently asked questions
What share of adults in Kyrgyzstan borrowed from a formal financial institution or using a mobile money account?
18% of adults in Kyrgyzstan borrowed from a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.
How does Kyrgyzstan compare with other countries in Europe & Central Asia?
Kyrgyzstan ranks 37 of 46 countries in Europe & Central Asia with data, with 18% versus a regional average of 33.4% (latest values per country).
Where does Kyrgyzstan rank globally on formal & mobile money borrowing?
Kyrgyzstan ranks 72 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
When did formal & mobile money borrowing in Kyrgyzstan peak?
The highest value in the available series was 18.2% in 2021; the latest (2024) value is 18%.
How recent is the formal & mobile money borrowing data for Kyrgyzstan?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Kyrgyzstan.
Source & methodology
Source: World Bank Global Findex, indicator
fin22a.22a1.22g.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .