Formal & Mobile Money Borrowing Statistics in Lithuania (2026)

11.9% of adults in Lithuania borrowed from a formal financial institution or using a mobile money account in 2021, World Bank Global Findex data show. Down from 20.7% in 2017 to 11.9% in 2021 (−8.7 percentage points). Lithuania ranks #41 of 46 economies in Europe & Central Asia on this measure, and #99 of 142 globally.

Latest value (2021)
11.9% (2021)
Formal & Mobile Money Borrowing in Lithuania as of 2021, the most recent observation in World Bank Global Findex data.
Change since 2017
−8.7 pp (2021)
Down from 20.7% in 2017 to 11.9% in 2021 (−8.7 percentage points).
Earliest value in this dataset (2014)
14.8% (2014)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 14.8% in 2014 to 11.9% in 2021.
Peak value (2017)
20.7% (2017)
Highest value in the available series; the 2021 value is 11.9%.
Rank in Europe & Central Asia
#41 of 46 (2021)
Lithuania ranks 41 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#99 of 142 (2021)
Lithuania ranks 99 of 142 countries with data globally.
Europe & Central Asia average
33.4% (2021)
Lithuania (11.9%) is below the average of 33.4% across the 46 countries in Europe & Central Asia with data.
Borrowed from a formal bank or similar financial institution (% age 15+) (2021)
11.9% (2021)
Related indicator from World Bank Global Findex.
Internet use in Lithuania (2024)
89.2% (2024)
89.2% of the population in Lithuania used the internet in 2024 (World Bank); shown for context only.
Population (2024)
2.9 million (2024)
Lithuania had a population of 2.9 million in 2024 (World Bank); shown for scale only.
Formal & Mobile Money Borrowing in Lithuania by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2021 11.9%−8.7 pp
2017 20.7%+5.8 pp
2014 14.8%
Formal & Mobile Money Borrowing in Lithuania, 2014–2021Line chart of 3 observations from 2014 to 2021. Values range from 11.9% to 20.7%; the series starts at 14.8% in 2014 and ends at 11.9% in 2021.10%12.5%15%17.5%20%22.5%201420162018202114.8%11.9%
Fig. 1 — Formal & Mobile Money Borrowing in Lithuania, 2014–2021

Frequently asked questions

What share of adults in Lithuania borrowed from a formal financial institution or using a mobile money account?

11.9% of adults in Lithuania borrowed from a formal financial institution or using a mobile money account in 2021, according to World Bank Global Findex data.

How has formal & mobile money borrowing in Lithuania changed over time?

World Bank Global Findex data show a decline from 14.8% in 2014 to 11.9% in 2021.

How does Lithuania compare with other countries in Europe & Central Asia?

Lithuania ranks 41 of 46 countries in Europe & Central Asia with data, with 11.9% versus a regional average of 33.4% (latest values per country).

Where does Lithuania rank globally on formal & mobile money borrowing?

Lithuania ranks 99 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.

Source: World Bank Global Findex, indicator fin22a.22a1.22g.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .