Business Bank Credit Access Statistics in Malaysia (2026)
As of the 2024 data, 37.9% of firms in Malaysia had a bank loan or line of credit, per World Bank World Development Indicators. Down from 38.3% in 2019 to 37.9% in 2024 (−0.3 percentage points). Malaysia ranks #8 of 21 economies in East Asia & Pacific on this measure, and #64 of 145 globally.
Key Statistics
- Latest value (2024)
- 37.9% (2024)
- Business Bank Credit Access in Malaysia as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2019
- −0.3 pp (2024)
- Down from 38.3% in 2019 to 37.9% in 2024 (−0.3 percentage points).
- Earliest value in this dataset (2015)
- 31.9% (2015)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 31.9% in 2015 to 37.9% in 2024.
- Peak value (2019)
- 38.3% (2019)
- Highest value in the available series; the 2024 value is 37.9%.
- Rank in East Asia & Pacific
- #8 of 21 (2024)
- Malaysia ranks 8 of 21 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #64 of 145 (2024)
- Malaysia ranks 64 of 145 countries with data globally.
- East Asia & Pacific average
- 30.6% (2024)
- Malaysia (37.9%) is above the average of 30.6% across the 21 countries in East Asia & Pacific with data.
- Firms using banks to finance working capital (% of firms) (2024)
- 35.2% (2024)
- Related indicator from World Bank World Development Indicators.
- Firms using banks to finance investment (% of firms) (2024)
- 32.4% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in Malaysia (2024)
- 98% (2024)
- 98% of the population in Malaysia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 35.6 million (2024)
- Malaysia had a population of 35.6 million in 2024 (World Bank); shown for scale only.
Trend, 2015–2024
| Year | % of firms | Change |
|---|---|---|
| 2024 | 37.9% | −0.3 pp |
| 2019 | 38.3% | +6.4 pp |
| 2015 | 31.9% | — |
Frequently asked questions
What share of firms in Malaysia had a bank loan or line of credit?
37.9% of firms in Malaysia had a bank loan or line of credit in 2024, according to World Bank World Development Indicators data.
Where does Malaysia rank globally on business bank credit access?
Malaysia ranks 64 of 145 countries with data globally, based on the latest World Bank World Development Indicators value for each country.
When did business bank credit access in Malaysia peak?
The highest value in the available series was 38.3% in 2019; the latest (2024) value is 37.9%.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKL.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .