Digital Payment Adoption Statistics in Malaysia (2026)
In 2024, 77.5% of adults in Malaysia made or received a digital payment, according to World Bank Global Findex data. Down from 79.3% in 2021 to 77.5% in 2024 (−1.8 percentage points). Malaysia ranks #10 of 16 economies in East Asia & Pacific on this measure, and #49 of 142 globally.
Key Statistics
- Latest value (2024)
- 77.5% (2024)
- Digital Payment Adoption in Malaysia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −1.8 pp (2024)
- Down from 79.3% in 2021 to 77.5% in 2024 (−1.8 percentage points).
- Earliest value in this dataset (2014)
- 62.6% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 62.6% in 2014 to 77.5% in 2024.
- Peak value (2021)
- 79.3% (2021)
- Highest value in the available series; the 2024 value is 77.5%.
- Rank in East Asia & Pacific
- #10 of 16 (2024)
- Malaysia ranks 10 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #49 of 142 (2024)
- Malaysia ranks 49 of 142 countries with data globally.
- East Asia & Pacific average
- 72.9% (2024)
- Malaysia (77.5%) is above the average of 72.9% across the 16 countries in East Asia & Pacific with data.
- Among women (2024)
- 74.3% (2024)
- Value for women in Malaysia, same 2024 World Bank Global Findex data.
- Among men (2024)
- 80.6% (2024)
- Value for men in Malaysia, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −6.3 pp (2024)
- In 2024, the figure was 74.3% for women and 80.6% for men — 6.3 percentage points lower among women.
- In rural areas (2024)
- 73.8% (2024)
- Value for rural residents of Malaysia in 2024.
- Rural gap vs national
- −3.6 pp (2024)
- Rural residents (73.8%) are 3.6 percentage points below the national figure (77.5%).
- Among the poorest 40% (2024)
- 66.1% (2024)
- Value for adults in the poorest 40% of households in Malaysia in 2024.
- Poorest-40% gap vs national
- −11.3 pp (2024)
- The poorest 40% (66.1%) are 11.3 percentage points below the national figure (77.5%).
- Made a digital payment (% age 15+) (2024)
- 56.8% (2024)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2024)
- 66.1% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Malaysia (2024)
- 98% (2024)
- 98% of the population in Malaysia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 35.6 million (2024)
- Malaysia had a population of 35.6 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 77.5% | −1.8 pp |
| 2021 | 79.3% | +8.9 pp |
| 2017 | 70.4% | +7.8 pp |
| 2014 | 62.6% | — |
Frequently asked questions
What share of adults in Malaysia made or received a digital payment?
77.5% of adults in Malaysia made or received a digital payment in 2024, according to World Bank Global Findex data.
When did digital payment adoption in Malaysia peak?
The highest value in the available series was 79.3% in 2021; the latest (2024) value is 77.5%.
How recent is the digital payment adoption data for Malaysia?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Malaysia.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .