Debit Card Ownership Statistics in Malta (2026)

As of the 2024 data, 92.1% of adults in Malta owned a debit card, per World Bank Global Findex. Up from 89.1% in 2021 to 92.1% in 2024 (+3 percentage points). Malta ranks #1 of 20 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #19 of 145 globally.

Key Statistics

Latest value (2024): 92.1% (2024); Debit Card Ownership in Malta as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021: +3 pp (2024); Up from 89.1% in 2021 to 92.1% in 2024 (+3 percentage points).
Earliest value in this dataset (2011): 71.2% (2011); Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 71.2% in 2011 to 92.1% in 2024.
Record high (2024): 92.1% (2024); The 2024 value is the highest in the available World Bank Global Findex series for Malta.
Rank in Middle East, North Africa, Afghanistan & Pakistan: #1 of 20 (2024); Malta ranks 1 of 20 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
Global rank: #19 of 145 (2024); Malta ranks 19 of 145 countries with data globally.
Middle East, North Africa, Afghanistan & Pakistan average: 42.1% (2024); Malta (92.1%) is above the average of 42.1% across the 20 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
Among women (2024): 90.8% (2024); Value for women in Malta, same 2024 World Bank Global Findex data.
Among men (2024): 93.3% (2024); Value for men in Malta, same 2024 World Bank Global Findex data.
Gender gap (women minus men): −2.5 pp (2024); In 2024, the figure was 90.8% for women and 93.3% for men — 2.5 percentage points lower among women.
Internet use in Malta (2024): 93.9% (2024); 93.9% of the population in Malta used the internet in 2024 (World Bank); shown for context only.
Population (2024): 568,847 (2024); Malta had a population of 568,847 in 2024 (World Bank); shown for scale only.

Trend, 2011–2024

Debit Card Ownership in Malta by year (% of adults (age 15+))
Year	% of adults (age 15+)	Change
2024	92.1%	+3.0 pp
2021	89.1%	+2.8 pp
2017	86.3%	+7.8 pp
2014	78.5%	+7.3 pp
2011	71.2%	—

Fig. 1 — Debit Card Ownership in Malta, 2011–2024

Frequently asked questions

What share of adults in Malta owned a debit card?

92.1% of adults in Malta owned a debit card in 2024, according to World Bank Global Findex data.

How recent is the debit card ownership data for Malta?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Malta.

Where does the debit card ownership data for Malta come from?

The data comes from the World Bank Global Findex (indicator fin2.t.d). The latest observation for Malta is from 2024; the snapshot was retrieved on 2026-06-10.

How has debit card ownership in Malta changed over time?

World Bank Global Findex data show a rise from 71.2% in 2011 to 92.1% in 2024.

How does Malta compare with other countries in Middle East, North Africa, Afghanistan & Pakistan?

Malta ranks 1 of 20 countries in Middle East, North Africa, Afghanistan & Pakistan with data, with 92.1% versus a regional average of 42.1% (latest values per country).

Source & methodology

Source: World Bank Global Findex, indicator fin2.t.d, retrieved 2026-06-10.

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated 2026-06-10.