Formal & Mobile Money Savings Statistics in Malta (2026)

As of the 2021 data, 45.6% of adults in Malta saved at a formal financial institution or using a mobile money account, per World Bank Global Findex. Down from 46.6% in 2017 to 45.6% in 2021 (−1 percentage points). Malta ranks #2 of 18 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #40 of 142 globally.

Latest value (2021)
45.6% (2021)
Formal & Mobile Money Savings in Malta as of 2021, the most recent observation in World Bank Global Findex data.
Change since 2017
−1 pp (2021)
Down from 46.6% in 2017 to 45.6% in 2021 (−1 percentage points).
Earliest value in this dataset (2011)
44.8% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 44.8% in 2011 to 45.6% in 2021.
Peak value (2017)
46.6% (2017)
Highest value in the available series; the 2021 value is 45.6%.
Rank in Middle East, North Africa, Afghanistan & Pakistan
#2 of 18 (2021)
Malta ranks 2 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
Global rank
#40 of 142 (2021)
Malta ranks 40 of 142 countries with data globally.
Middle East, North Africa, Afghanistan & Pakistan average
18.6% (2021)
Malta (45.6%) is above the average of 18.6% across the 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
Saved at a bank or similar financial institution (% age 15+) (2021)
45.6% (2021)
Related indicator from World Bank Global Findex.
Internet use in Malta (2024)
93.9% (2024)
93.9% of the population in Malta used the internet in 2024 (World Bank); shown for context only.
Population (2024)
568,847 (2024)
Malta had a population of 568,847 in 2024 (World Bank); shown for scale only.
Formal & Mobile Money Savings in Malta by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2021 45.6%−1.0 pp
2017 46.6%+5.0 pp
2014 41.6%−3.3 pp
2011 44.8%
Formal & Mobile Money Savings in Malta, 2011–2021Line chart of 4 observations from 2011 to 2021. Values range from 41.6% to 46.6%; the series starts at 44.8% in 2011 and ends at 45.6% in 2021.40%42%44%46%48%2011201420162018202144.8%45.6%
Fig. 1 — Formal & Mobile Money Savings in Malta, 2011–2021

Frequently asked questions

What share of adults in Malta saved at a formal financial institution or using a mobile money account?

45.6% of adults in Malta saved at a formal financial institution or using a mobile money account in 2021, according to World Bank Global Findex data.

How recent is the formal & mobile money savings data for Malta?

The most recent observation is from 2021. World Bank Global Findex data is reported with a lag, so 2021 is the latest available year for Malta.

Where does the formal & mobile money savings data for Malta come from?

The data comes from the World Bank Global Findex (indicator fin17a.17a1.d). The latest observation for Malta is from 2021; the snapshot was retrieved on 2026-06-10.

How has formal & mobile money savings in Malta changed over time?

World Bank Global Findex data show a rise from 44.8% in 2011 to 45.6% in 2021.

How does Malta compare with other countries in Middle East, North Africa, Afghanistan & Pakistan?

Malta ranks 2 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, with 45.6% versus a regional average of 18.6% (latest values per country).

Source: World Bank Global Findex, indicator fin17a.17a1.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .