Account Ownership Statistics in Moldova (2026)
In 2024, 55.5% of adults in Moldova had an account at a financial institution or mobile money provider, according to World Bank Global Findex data. Down from 64.2% in 2021 to 55.5% in 2024 (−8.7 percentage points). Moldova ranks #44 of 46 economies in Europe & Central Asia on this measure, and #103 of 145 globally.
Key Statistics
- Latest value (2024)
- 55.5% (2024)
- Account Ownership in Moldova as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −8.7 pp (2024)
- Down from 64.2% in 2021 to 55.5% in 2024 (−8.7 percentage points).
- Earliest value in this dataset (2011)
- 18.1% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 18.1% in 2011 to 55.5% in 2024.
- Peak value (2021)
- 64.2% (2021)
- Highest value in the available series; the 2024 value is 55.5%.
- Rank in Europe & Central Asia
- #44 of 46 (2024)
- Moldova ranks 44 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #103 of 145 (2024)
- Moldova ranks 103 of 145 countries with data globally.
- Europe & Central Asia average
- 86.1% (2024)
- Moldova (55.5%) is below the average of 86.1% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 54.5% (2024)
- Value for women in Moldova, same 2024 World Bank Global Findex data.
- Among men (2024)
- 56.7% (2024)
- Value for men in Moldova, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −2.1 pp (2024)
- In 2024, the figure was 54.5% for women and 56.7% for men — 2.1 percentage points lower among women.
- In rural areas (2024)
- 48.3% (2024)
- Value for rural residents of Moldova in 2024.
- Rural gap vs national
- −7.3 pp (2024)
- Rural residents (48.3%) are 7.3 percentage points below the national figure (55.5%).
- Among the poorest 40% (2024)
- 43.5% (2024)
- Value for adults in the poorest 40% of households in Moldova in 2024.
- Poorest-40% gap vs national
- −12 pp (2024)
- The poorest 40% (43.5%) are 12 percentage points below the national figure (55.5%).
- Internet use in Moldova (2024)
- 77.4% (2024)
- 77.4% of the population in Moldova used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 2.4 million (2024)
- Moldova had a population of 2.4 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 55.5% | −8.7 pp |
| 2021 | 64.2% | +20.5 pp |
| 2017 | 43.8% | +26.0 pp |
| 2014 | 17.8% | −0.3 pp |
| 2011 | 18.1% | — |
Frequently asked questions
What share of adults in Moldova had an account at a financial institution or mobile money provider?
55.5% of adults in Moldova had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
How does Moldova compare with other countries in Europe & Central Asia?
Moldova ranks 44 of 46 countries in Europe & Central Asia with data, with 55.5% versus a regional average of 86.1% (latest values per country).
Where does Moldova rank globally on account ownership?
Moldova ranks 103 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in account ownership in Moldova?
Yes — in 2024 the figure was 54.5% for women and 56.7% for men, a gap of 2.1 percentage points in favor of men.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .