Digital Payment Adoption Statistics in Moldova (2026)
50.5% of adults in Moldova made or received a digital payment in 2024, World Bank Global Findex data show. Down from 59.8% in 2021 to 50.5% in 2024 (−9.3 percentage points). Moldova ranks #42 of 46 economies in Europe & Central Asia on this measure, and #92 of 142 globally.
Key Statistics
- Latest value (2024)
- 50.5% (2024)
- Digital Payment Adoption in Moldova as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −9.3 pp (2024)
- Down from 59.8% in 2021 to 50.5% in 2024 (−9.3 percentage points).
- Earliest value in this dataset (2014)
- 15.2% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 15.2% in 2014 to 50.5% in 2024.
- Peak value (2021)
- 59.8% (2021)
- Highest value in the available series; the 2024 value is 50.5%.
- Rank in Europe & Central Asia
- #42 of 46 (2024)
- Moldova ranks 42 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #92 of 142 (2024)
- Moldova ranks 92 of 142 countries with data globally.
- Europe & Central Asia average
- 82.7% (2024)
- Moldova (50.5%) is below the average of 82.7% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 49.1% (2024)
- Value for women in Moldova, same 2024 World Bank Global Findex data.
- Among men (2024)
- 52% (2024)
- Value for men in Moldova, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −2.9 pp (2024)
- In 2024, the figure was 49.1% for women and 52% for men — 2.9 percentage points lower among women.
- In rural areas (2024)
- 43.2% (2024)
- Value for rural residents of Moldova in 2024.
- Rural gap vs national
- −7.3 pp (2024)
- Rural residents (43.2%) are 7.3 percentage points below the national figure (50.5%).
- Among the poorest 40% (2024)
- 38.3% (2024)
- Value for adults in the poorest 40% of households in Moldova in 2024.
- Poorest-40% gap vs national
- −12.1 pp (2024)
- The poorest 40% (38.3%) are 12.1 percentage points below the national figure (50.5%).
- Made a digital payment (% age 15+) (2024)
- 32.3% (2024)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2024)
- 41% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Moldova (2024)
- 77.4% (2024)
- 77.4% of the population in Moldova used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 2.4 million (2024)
- Moldova had a population of 2.4 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 50.5% | −9.3 pp |
| 2021 | 59.8% | +19.4 pp |
| 2017 | 40.4% | +25.1 pp |
| 2014 | 15.2% | — |
Frequently asked questions
What share of adults in Moldova made or received a digital payment?
50.5% of adults in Moldova made or received a digital payment in 2024, according to World Bank Global Findex data.
Where does Moldova rank globally on digital payment adoption?
Moldova ranks 92 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in digital payment adoption in Moldova?
Yes — in 2024 the figure was 49.1% for women and 52% for men, a gap of 2.9 percentage points in favor of men.
When did digital payment adoption in Moldova peak?
The highest value in the available series was 59.8% in 2021; the latest (2024) value is 50.5%.
How recent is the digital payment adoption data for Moldova?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Moldova.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .