Formal Borrowing Statistics in Moldova (2026)
In 2024, 9.8% of adults in Moldova borrowed from a formal financial institution, according to World Bank Global Findex data. Down from 13.2% in 2021 to 9.8% in 2024 (−3.4 percentage points). Moldova ranks #45 of 46 economies in Europe & Central Asia on this measure, and #97 of 142 globally.
Key Statistics
- Latest value (2024)
- 9.8% (2024)
- Formal Borrowing in Moldova as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −3.4 pp (2024)
- Down from 13.2% in 2021 to 9.8% in 2024 (−3.4 percentage points).
- Earliest value in this dataset (2014)
- 10.1% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 10.1% in 2014 to 9.8% in 2024.
- Peak value (2017)
- 20.3% (2017)
- Highest value in the available series; the 2024 value is 9.8%.
- Rank in Europe & Central Asia
- #45 of 46 (2024)
- Moldova ranks 45 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #97 of 142 (2024)
- Moldova ranks 97 of 142 countries with data globally.
- Europe & Central Asia average
- 33.3% (2024)
- Moldova (9.8%) is below the average of 33.3% across the 46 countries in Europe & Central Asia with data.
- Internet use in Moldova (2024)
- 77.4% (2024)
- 77.4% of the population in Moldova used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 2.4 million (2024)
- Moldova had a population of 2.4 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 9.8% | −3.4 pp |
| 2021 | 13.2% | −7.1 pp |
| 2017 | 20.3% | +10.2 pp |
| 2014 | 10.1% | — |
Frequently asked questions
What share of adults in Moldova borrowed from a formal financial institution?
9.8% of adults in Moldova borrowed from a formal financial institution in 2024, according to World Bank Global Findex data.
How does Moldova compare with other countries in Europe & Central Asia?
Moldova ranks 45 of 46 countries in Europe & Central Asia with data, with 9.8% versus a regional average of 33.3% (latest values per country).
Where does Moldova rank globally on formal borrowing?
Moldova ranks 97 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
When did formal borrowing in Moldova peak?
The highest value in the available series was 20.3% in 2017; the latest (2024) value is 9.8%.
How recent is the formal borrowing data for Moldova?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Moldova.
Source & methodology
Source: World Bank Global Findex, indicator
fin22a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .