Account Ownership Statistics in Morocco (2026)
According to World Bank Global Findex data, 44.4% of adults in Morocco had an account at a financial institution or mobile money provider in 2024. Essentially no change from 44.4% in 2021 to 44.4% in 2024. Morocco ranks #10 of 20 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #119 of 145 globally.
Key Statistics
- Latest value (2024)
- 44.4% (2024)
- Account Ownership in Morocco as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- 0 pp (2024)
- Essentially no change from 44.4% in 2021 to 44.4% in 2024.
- Record high (2024)
- 44.4% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Morocco.
- Rank in Middle East, North Africa, Afghanistan & Pakistan
- #10 of 20 (2024)
- Morocco ranks 10 of 20 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
- Global rank
- #119 of 145 (2024)
- Morocco ranks 119 of 145 countries with data globally.
- Middle East, North Africa, Afghanistan & Pakistan average
- 52.5% (2024)
- Morocco (44.4%) is below the average of 52.5% across the 20 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
- Among women (2024)
- 34.7% (2024)
- Value for women in Morocco, same 2024 World Bank Global Findex data.
- Among men (2024)
- 54.6% (2024)
- Value for men in Morocco, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −19.9 pp (2024)
- In 2024, the figure was 34.7% for women and 54.6% for men — 19.9 percentage points lower among women.
- In rural areas (2024)
- 39.9% (2024)
- Value for rural residents of Morocco in 2024.
- Rural gap vs national
- −4.4 pp (2024)
- Rural residents (39.9%) are 4.4 percentage points below the national figure (44.4%).
- Among the poorest 40% (2024)
- 41.2% (2024)
- Value for adults in the poorest 40% of households in Morocco in 2024.
- Poorest-40% gap vs national
- −3.1 pp (2024)
- The poorest 40% (41.2%) are 3.1 percentage points below the national figure (44.4%).
- Internet use in Morocco (2024)
- 91.2% (2024)
- 91.2% of the population in Morocco used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 38.1 million (2024)
- Morocco had a population of 38.1 million in 2024 (World Bank); shown for scale only.
Trend, 2021–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 44.4% | +0.0 pp |
| 2021 | 44.4% | — |
Frequently asked questions
What share of adults in Morocco had an account at a financial institution or mobile money provider?
44.4% of adults in Morocco had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
Where does the account ownership data for Morocco come from?
The data comes from the World Bank Global Findex (indicator account.t.d). The latest observation for Morocco is from 2024; the snapshot was retrieved on 2026-06-10.
How has account ownership in Morocco changed over time?
World Bank Global Findex data show a rise from 44.4% in 2021 to 44.4% in 2024.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .