Account Ownership Statistics in Mozambique (2026)
In 2024, 54.4% of adults in Mozambique had an account at a financial institution or mobile money provider, according to World Bank Global Findex data. Up from 49.5% in 2021 to 54.4% in 2024 (+4.9 percentage points). Mozambique ranks #20 of 36 economies in Sub-Saharan Africa on this measure, and #106 of 145 globally.
Key Statistics
- Latest value (2024)
- 54.4% (2024)
- Account Ownership in Mozambique as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +4.9 pp (2024)
- Up from 49.5% in 2021 to 54.4% in 2024 (+4.9 percentage points).
- Earliest value in this dataset (2017)
- 41.7% (2017)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 41.7% in 2017 to 54.4% in 2024.
- Record high (2024)
- 54.4% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Mozambique.
- Rank in Sub-Saharan Africa
- #20 of 36 (2024)
- Mozambique ranks 20 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #106 of 145 (2024)
- Mozambique ranks 106 of 145 countries with data globally.
- Sub-Saharan Africa average
- 54.2% (2024)
- Mozambique (54.4%) is above the average of 54.2% across the 36 countries in Sub-Saharan Africa with data.
- Among women (2024)
- 45.5% (2024)
- Value for women in Mozambique, same 2024 World Bank Global Findex data.
- Among men (2024)
- 63.4% (2024)
- Value for men in Mozambique, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −17.9 pp (2024)
- In 2024, the figure was 45.5% for women and 63.4% for men — 17.9 percentage points lower among women.
- In rural areas (2024)
- 48.2% (2024)
- Value for rural residents of Mozambique in 2024.
- Rural gap vs national
- −6.2 pp (2024)
- Rural residents (48.2%) are 6.2 percentage points below the national figure (54.4%).
- Among the poorest 40% (2024)
- 35.3% (2024)
- Value for adults in the poorest 40% of households in Mozambique in 2024.
- Poorest-40% gap vs national
- −19.1 pp (2024)
- The poorest 40% (35.3%) are 19.1 percentage points below the national figure (54.4%).
- Internet use in Mozambique (2024)
- 20.5% (2024)
- 20.5% of the population in Mozambique used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 34.6 million (2024)
- Mozambique had a population of 34.6 million in 2024 (World Bank); shown for scale only.
Trend, 2017–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 54.4% | +4.9 pp |
| 2021 | 49.5% | +7.8 pp |
| 2017 | 41.7% | — |
Frequently asked questions
What share of adults in Mozambique had an account at a financial institution or mobile money provider?
54.4% of adults in Mozambique had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
Is there a gender gap in account ownership in Mozambique?
Yes — in 2024 the figure was 45.5% for women and 63.4% for men, a gap of 17.9 percentage points in favor of men.
How recent is the account ownership data for Mozambique?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Mozambique.
Where does the account ownership data for Mozambique come from?
The data comes from the World Bank Global Findex (indicator account.t.d). The latest observation for Mozambique is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .