Credit Card Usage Statistics in Nepal (2026)

As of the 2024 data, 0% of adults in Nepal used a credit card, per World Bank Global Findex. Down from 1.1% in 2021 to 0% in 2024 (−1 percentage points). Nepal ranks #4 of 4 economies in South Asia on this measure, and #141 of 142 globally.

Latest value (2024)
0% (2024)
Credit Card Usage in Nepal as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
−1 pp (2024)
Down from 1.1% in 2021 to 0% in 2024 (−1 percentage points).
Earliest value in this dataset (2014)
0.1% (2014)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 0.1% in 2014 to 0% in 2024.
Peak value (2021)
1.1% (2021)
Highest value in the available series; the 2024 value is 0%.
Rank in South Asia
#4 of 4 (2024)
Nepal ranks 4 of 4 countries in South Asia with data, based on each country's latest value.
Global rank
#141 of 142 (2024)
Nepal ranks 141 of 142 countries with data globally.
South Asia average
2.1% (2024)
Nepal (0%) is below the average of 2.1% across the 4 countries in South Asia with data.
Owns a credit card (% age 15+) (2024)
0.4% (2024)
Related indicator from World Bank Global Findex.
Internet use in Nepal (2024)
46.3% (2024)
46.3% of the population in Nepal used the internet in 2024 (World Bank); shown for context only.
Population (2024)
29.7 million (2024)
Nepal had a population of 29.7 million in 2024 (World Bank); shown for scale only.
Credit Card Usage in Nepal by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 0%−1.0 pp
2021 1.1%+0.6 pp
2017 0.4%+0.3 pp
2014 0.1%
Credit Card Usage in Nepal, 2014–2024Line chart of 4 observations from 2014 to 2024. Values range from 0% to 1.1%; the series starts at 0.1% in 2014 and ends at 0% in 2024.0%0.5%1%1.5%2014201620182020202220240.1%0%
Fig. 1 — Credit Card Usage in Nepal, 2014–2024

Frequently asked questions

What share of adults in Nepal used a credit card?

0% of adults in Nepal used a credit card in 2024, according to World Bank Global Findex data.

How has credit card usage in Nepal changed over time?

World Bank Global Findex data show a decline from 0.1% in 2014 to 0% in 2024.

How does Nepal compare with other countries in South Asia?

Nepal ranks 4 of 4 countries in South Asia with data, with 0% versus a regional average of 2.1% (latest values per country).

Where does Nepal rank globally on credit card usage?

Nepal ranks 141 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.

Source: World Bank Global Findex, indicator fin22g, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .