Formal & Mobile Money Savings Statistics in Nepal (2026)

According to World Bank Global Findex data, 20.8% of adults in Nepal saved at a formal financial institution or using a mobile money account in 2024. Up from 16.8% in 2021 to 20.8% in 2024 (+4.1 percentage points). Nepal ranks #3 of 4 economies in South Asia on this measure, and #100 of 142 globally.

Latest value (2024)
20.8% (2024)
Formal & Mobile Money Savings in Nepal as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
+4.1 pp (2024)
Up from 16.8% in 2021 to 20.8% in 2024 (+4.1 percentage points).
Earliest value in this dataset (2011)
9.9% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 9.9% in 2011 to 20.8% in 2024.
Record high (2024)
20.8% (2024)
The 2024 value is the highest in the available World Bank Global Findex series for Nepal.
Rank in South Asia
#3 of 4 (2024)
Nepal ranks 3 of 4 countries in South Asia with data, based on each country's latest value.
Global rank
#100 of 142 (2024)
Nepal ranks 100 of 142 countries with data globally.
South Asia average
20.4% (2024)
Nepal (20.8%) is above the average of 20.4% across the 4 countries in South Asia with data.
Saved at a bank or similar financial institution (% age 15+) (2024)
20.3% (2024)
Related indicator from World Bank Global Findex.
Internet use in Nepal (2024)
46.3% (2024)
46.3% of the population in Nepal used the internet in 2024 (World Bank); shown for context only.
Population (2024)
29.7 million (2024)
Nepal had a population of 29.7 million in 2024 (World Bank); shown for scale only.
Formal & Mobile Money Savings in Nepal by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 20.8%+4.1 pp
2021 16.8%−0.3 pp
2017 17.1%+0.7 pp
2014 16.4%+6.5 pp
2011 9.9%
Formal & Mobile Money Savings in Nepal, 2011–2024Line chart of 5 observations from 2011 to 2024. Values range from 9.9% to 20.8%; the series starts at 9.9% in 2011 and ends at 20.8% in 2024.5%10%15%20%25%20112015202020249.9%20.8%
Fig. 1 — Formal & Mobile Money Savings in Nepal, 2011–2024

Frequently asked questions

What share of adults in Nepal saved at a formal financial institution or using a mobile money account?

20.8% of adults in Nepal saved at a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.

How recent is the formal & mobile money savings data for Nepal?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Nepal.

Where does the formal & mobile money savings data for Nepal come from?

The data comes from the World Bank Global Findex (indicator fin17a.17a1.d). The latest observation for Nepal is from 2024; the snapshot was retrieved on 2026-06-10.

How has formal & mobile money savings in Nepal changed over time?

World Bank Global Findex data show a rise from 9.9% in 2011 to 20.8% in 2024.

Source: World Bank Global Findex, indicator fin17a.17a1.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .