Account Ownership Statistics in Netherlands (2026)
In 2024, 99.2% of adults in the Netherlands had an account at a financial institution or mobile money provider, according to World Bank Global Findex data. Down from 99.7% in 2021 to 99.2% in 2024 (−0.6 percentage points). Netherlands ranks #6 of 46 economies in Europe & Central Asia on this measure, and #6 of 145 globally.
Key Statistics
- Latest value (2024)
- 99.2% (2024)
- Account Ownership in the Netherlands as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −0.6 pp (2024)
- Down from 99.7% in 2021 to 99.2% in 2024 (−0.6 percentage points).
- Earliest value in this dataset (2011)
- 98.7% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 98.7% in 2011 to 99.2% in 2024.
- Peak value (2021)
- 99.7% (2021)
- Highest value in the available series; the 2024 value is 99.2%.
- Rank in Europe & Central Asia
- #6 of 46 (2024)
- The Netherlands ranks 6 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #6 of 145 (2024)
- The Netherlands ranks 6 of 145 countries with data globally.
- Europe & Central Asia average
- 86.1% (2024)
- The Netherlands (99.2%) is above the average of 86.1% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 99.3% (2024)
- Value for women in the Netherlands, same 2024 World Bank Global Findex data.
- Among men (2024)
- 99.1% (2024)
- Value for men in the Netherlands, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- +0.2 pp (2024)
- In 2024, the figure was 99.3% for women and 99.1% for men — 0.2 percentage points higher among women.
- In rural areas (2024)
- 99.9% (2024)
- Value for rural residents of the Netherlands in 2024.
- Rural gap vs national
- +0.7 pp (2024)
- Rural residents (99.9%) are 0.7 percentage points above the national figure (99.2%).
- Among the poorest 40% (2024)
- 98.3% (2024)
- Value for adults in the poorest 40% of households in the Netherlands in 2024.
- Poorest-40% gap vs national
- −0.9 pp (2024)
- The poorest 40% (98.3%) are 0.9 percentage points below the national figure (99.2%).
- Internet use in the Netherlands (2024)
- 97% (2024)
- 97% of the population in the Netherlands used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 18 million (2024)
- The Netherlands had a population of 18 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 99.2% | −0.6 pp |
| 2021 | 99.7% | +0.1 pp |
| 2017 | 99.6% | +0.3 pp |
| 2014 | 99.3% | +0.6 pp |
| 2011 | 98.7% | — |
Frequently asked questions
What share of adults in the Netherlands had an account at a financial institution or mobile money provider?
99.2% of adults in the Netherlands had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
How does the Netherlands compare with other countries in Europe & Central Asia?
The Netherlands ranks 6 of 46 countries in Europe & Central Asia with data, with 99.2% versus a regional average of 86.1% (latest values per country).
Where does the Netherlands rank globally on account ownership?
The Netherlands ranks 6 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .