Formal & Mobile Money Savings Statistics in Netherlands (2026)

In 2021, 65.7% of adults in the Netherlands saved at a formal financial institution or using a mobile money account, according to World Bank Global Findex data. Up from 59.3% in 2017 to 65.7% in 2021 (+6.4 percentage points). Netherlands ranks #6 of 46 economies in Europe & Central Asia on this measure, and #10 of 142 globally.

Latest value (2021)
65.7% (2021)
Formal & Mobile Money Savings in the Netherlands as of 2021, the most recent observation in World Bank Global Findex data.
Change since 2017
+6.4 pp (2021)
Up from 59.3% in 2017 to 65.7% in 2021 (+6.4 percentage points).
Earliest value in this dataset (2011)
57.8% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 57.8% in 2011 to 65.7% in 2021.
Record high (2021)
65.7% (2021)
The 2021 value is the highest in the available World Bank Global Findex series for the Netherlands.
Rank in Europe & Central Asia
#6 of 46 (2021)
The Netherlands ranks 6 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#10 of 142 (2021)
The Netherlands ranks 10 of 142 countries with data globally.
Europe & Central Asia average
41% (2021)
The Netherlands (65.7%) is above the average of 41% across the 46 countries in Europe & Central Asia with data.
Saved at a bank or similar financial institution (% age 15+) (2021)
65.7% (2021)
Related indicator from World Bank Global Findex.
Internet use in the Netherlands (2024)
97% (2024)
97% of the population in the Netherlands used the internet in 2024 (World Bank); shown for context only.
Population (2024)
18 million (2024)
The Netherlands had a population of 18 million in 2024 (World Bank); shown for scale only.
Formal & Mobile Money Savings in Netherlands by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2021 65.7%+6.4 pp
2017 59.3%+0.4 pp
2014 58.9%+1.1 pp
2011 57.8%
Formal & Mobile Money Savings in Netherlands, 2011–2021Line chart of 4 observations from 2011 to 2021. Values range from 57.8% to 65.7%; the series starts at 57.8% in 2011 and ends at 65.7% in 2021.56%58%60%62%64%66%2011201420162018202157.8%65.7%
Fig. 1 — Formal & Mobile Money Savings in Netherlands, 2011–2021

Frequently asked questions

What share of adults in the Netherlands saved at a formal financial institution or using a mobile money account?

65.7% of adults in the Netherlands saved at a formal financial institution or using a mobile money account in 2021, according to World Bank Global Findex data.

Where does the formal & mobile money savings data for the Netherlands come from?

The data comes from the World Bank Global Findex (indicator fin17a.17a1.d). The latest observation for the Netherlands is from 2021; the snapshot was retrieved on 2026-06-10.

How has formal & mobile money savings in the Netherlands changed over time?

World Bank Global Findex data show a rise from 57.8% in 2011 to 65.7% in 2021.

How does the Netherlands compare with other countries in Europe & Central Asia?

The Netherlands ranks 6 of 46 countries in Europe & Central Asia with data, with 65.7% versus a regional average of 41% (latest values per country).

Source: World Bank Global Findex, indicator fin17a.17a1.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .