Formal Savings Statistics in Netherlands (2026)
In 2021, 65.7% of adults in the Netherlands saved at a formal financial institution, according to World Bank Global Findex data. Up from 59.3% in 2017 to 65.7% in 2021 (+6.4 percentage points). Netherlands ranks #6 of 46 economies in Europe & Central Asia on this measure, and #9 of 142 globally.
Key Statistics
- Latest value (2021)
- 65.7% (2021)
- Formal Savings in the Netherlands as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- +6.4 pp (2021)
- Up from 59.3% in 2017 to 65.7% in 2021 (+6.4 percentage points).
- Earliest value in this dataset (2011)
- 57.8% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 57.8% in 2011 to 65.7% in 2021.
- Record high (2021)
- 65.7% (2021)
- The 2021 value is the highest in the available World Bank Global Findex series for the Netherlands.
- Rank in Europe & Central Asia
- #6 of 46 (2021)
- The Netherlands ranks 6 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #9 of 142 (2021)
- The Netherlands ranks 9 of 142 countries with data globally.
- Europe & Central Asia average
- 40.6% (2021)
- The Netherlands (65.7%) is above the average of 40.6% across the 46 countries in Europe & Central Asia with data.
- Among women (2021)
- 62.2% (2021)
- Value for women in the Netherlands, same 2021 World Bank Global Findex data.
- Among men (2021)
- 69.4% (2021)
- Value for men in the Netherlands, same 2021 World Bank Global Findex data.
- Gender gap (women minus men)
- −7.2 pp (2021)
- In 2021, the figure was 62.2% for women and 69.4% for men — 7.2 percentage points lower among women.
- Among the poorest 40% (2021)
- 53.2% (2021)
- Value for adults in the poorest 40% of households in the Netherlands in 2021.
- Poorest-40% gap vs national
- −12.5 pp (2021)
- The poorest 40% (53.2%) are 12.5 percentage points below the national figure (65.7%).
- Internet use in the Netherlands (2024)
- 97% (2024)
- 97% of the population in the Netherlands used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 18 million (2024)
- The Netherlands had a population of 18 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 65.7% | +6.4 pp |
| 2017 | 59.3% | +0.4 pp |
| 2014 | 58.9% | +1.1 pp |
| 2011 | 57.8% | — |
Frequently asked questions
What share of adults in the Netherlands saved at a formal financial institution?
65.7% of adults in the Netherlands saved at a formal financial institution in 2021, according to World Bank Global Findex data.
Is there a gender gap in formal savings in the Netherlands?
Yes — in 2021 the figure was 62.2% for women and 69.4% for men, a gap of 7.2 percentage points in favor of men.
How recent is the formal savings data for the Netherlands?
The most recent observation is from 2021. World Bank Global Findex data is reported with a lag, so 2021 is the latest available year for the Netherlands.
Where does the formal savings data for the Netherlands come from?
The data comes from the World Bank Global Findex (indicator fin17a). The latest observation for the Netherlands is from 2021; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .