Account Ownership Statistics in New Zealand (2026)
According to World Bank Global Findex data, 97.9% of adults in New Zealand had an account at a financial institution or mobile money provider in 2024. Down from 98.8% in 2021 to 97.9% in 2024 (−0.9 percentage points). New Zealand ranks #5 of 16 economies in East Asia & Pacific on this measure, and #23 of 145 globally.
Key Statistics
- Latest value (2024)
- 97.9% (2024)
- Account Ownership in New Zealand as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −0.9 pp (2024)
- Down from 98.8% in 2021 to 97.9% in 2024 (−0.9 percentage points).
- Earliest value in this dataset (2011)
- 99.4% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 99.4% in 2011 to 97.9% in 2024.
- Peak value (2014)
- 99.5% (2014)
- Highest value in the available series; the 2024 value is 97.9%.
- Rank in East Asia & Pacific
- #5 of 16 (2024)
- New Zealand ranks 5 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #23 of 145 (2024)
- New Zealand ranks 23 of 145 countries with data globally.
- East Asia & Pacific average
- 78.5% (2024)
- New Zealand (97.9%) is above the average of 78.5% across the 16 countries in East Asia & Pacific with data.
- Among women (2024)
- 98.5% (2024)
- Value for women in New Zealand, same 2024 World Bank Global Findex data.
- Among men (2024)
- 97.2% (2024)
- Value for men in New Zealand, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- +1.4 pp (2024)
- In 2024, the figure was 98.5% for women and 97.2% for men — 1.4 percentage points higher among women.
- In rural areas (2024)
- 99% (2024)
- Value for rural residents of New Zealand in 2024.
- Rural gap vs national
- +1.1 pp (2024)
- Rural residents (99%) are 1.1 percentage points above the national figure (97.9%).
- Among the poorest 40% (2024)
- 96.8% (2024)
- Value for adults in the poorest 40% of households in New Zealand in 2024.
- Poorest-40% gap vs national
- −1.1 pp (2024)
- The poorest 40% (96.8%) are 1.1 percentage points below the national figure (97.9%).
- Internet use in New Zealand (2024)
- 93.5% (2024)
- 93.5% of the population in New Zealand used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 5.3 million (2024)
- New Zealand had a population of 5.3 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 97.9% | −0.9 pp |
| 2021 | 98.8% | −0.4 pp |
| 2017 | 99.2% | −0.3 pp |
| 2014 | 99.5% | +0.1 pp |
| 2011 | 99.4% | — |
Frequently asked questions
What share of adults in New Zealand had an account at a financial institution or mobile money provider?
97.9% of adults in New Zealand had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
Where does New Zealand rank globally on account ownership?
New Zealand ranks 23 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in account ownership in New Zealand?
Yes — in 2024 the figure was 98.5% for women and 97.2% for men, a gap of 1.4 percentage points in favor of women.
When did account ownership in New Zealand peak?
The highest value in the available series was 99.5% in 2014; the latest (2024) value is 97.9%.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .