Debit Card Ownership Statistics in New Zealand (2026)

In 2024, 93.7% of adults in New Zealand owned a debit card, according to World Bank Global Findex data. Down from 96.4% in 2021 to 93.7% in 2024 (−2.7 percentage points). New Zealand ranks #2 of 16 economies in East Asia & Pacific on this measure, and #16 of 145 globally.

Latest value (2024)
93.7% (2024)
Debit Card Ownership in New Zealand as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
−2.7 pp (2024)
Down from 96.4% in 2021 to 93.7% in 2024 (−2.7 percentage points).
Earliest value in this dataset (2011)
93.8% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 93.8% in 2011 to 93.7% in 2024.
Peak value (2021)
96.4% (2021)
Highest value in the available series; the 2024 value is 93.7%.
Rank in East Asia & Pacific
#2 of 16 (2024)
New Zealand ranks 2 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
Global rank
#16 of 145 (2024)
New Zealand ranks 16 of 145 countries with data globally.
East Asia & Pacific average
64.9% (2024)
New Zealand (93.7%) is above the average of 64.9% across the 16 countries in East Asia & Pacific with data.
Among women (2024)
96% (2024)
Value for women in New Zealand, same 2024 World Bank Global Findex data.
Among men (2024)
91.2% (2024)
Value for men in New Zealand, same 2024 World Bank Global Findex data.
Gender gap (women minus men)
+4.9 pp (2024)
In 2024, the figure was 96% for women and 91.2% for men — 4.9 percentage points higher among women.
Internet use in New Zealand (2024)
93.5% (2024)
93.5% of the population in New Zealand used the internet in 2024 (World Bank); shown for context only.
Population (2024)
5.3 million (2024)
New Zealand had a population of 5.3 million in 2024 (World Bank); shown for scale only.
Debit Card Ownership in New Zealand by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 93.7%−2.7 pp
2021 96.4%+0.2 pp
2017 96.2%+0.7 pp
2014 95.5%+1.7 pp
2011 93.8%
Debit Card Ownership in New Zealand, 2011–2024Line chart of 5 observations from 2011 to 2024. Values range from 93.7% to 96.4%; the series starts at 93.8% in 2011 and ends at 93.7% in 2024.93%94%95%96%97%201120152020202493.8%93.7%
Fig. 1 — Debit Card Ownership in New Zealand, 2011–2024

Frequently asked questions

What share of adults in New Zealand owned a debit card?

93.7% of adults in New Zealand owned a debit card in 2024, according to World Bank Global Findex data.

How does New Zealand compare with other countries in East Asia & Pacific?

New Zealand ranks 2 of 16 countries in East Asia & Pacific with data, with 93.7% versus a regional average of 64.9% (latest values per country).

Where does New Zealand rank globally on debit card ownership?

New Zealand ranks 16 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.

Source: World Bank Global Findex, indicator fin2.t.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .